Credit Executive

Key Responsibilities:

• Perform initial screening of loan applications based on fixed checklist (CIBIL score, salary credit, documents).

• Verify PAN, Aadhar, utility bills, and salary slips as per KYC norms.

• Fill CAM (Credit Appraisal Memo) accurately with salary data, remarks, and FOIR.

• Flag incomplete profiles, dual PAN cases, or fraudulent documents.

• Coordinate with sales team for missing documents or clarifications.

• Escalate borderline or suspicious cases to Credit Manager.

Key Requirements:

• Understanding of CIBIL report basics and KYC norms.

• Basic Excel skills for data entry and calculations.

• Eye for detail and document accuracy.

• Strong communication and coordination skills.

Preferred:

• Experience with fintech platforms or NBFCs

• Hindi/English speaking for customer clarification calls

Job Type: Full-time

Pay: ₹8,000.00 - ₹50,000.00 per month

Benefits:

• Cell phone reimbursement
• Flexible schedule

Schedule:

• Day shift

Supplemental Pay:

• Performance bonus

Experience:

• Banking: 1 year (Required)

Location:

• Hisar, Haryana (Preferred)

Work Location: In person

Speak with the employer
+91 9660236005