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4.0 - 8.0 years
0 Lacs
kolkata, west bengal
On-site
You should have a strong understanding of various financial products such as Term loans, Working capital, and structural products. Your role will be sector agnostic and require the following skills: - Conducting due diligence of corporate, group, and promoters - Analyzing financial statements - Understanding industry and market dynamics related to proposals and applying them in credit assessments and risk mitigation - Conducting site visits and having personal discussions with promoters/CFO - Preparing credit notes and specifying deal-specific covenants - Ensuring adherence to internal credit policies and documenting any deviations in the credit note - Approving/recommending credit limits and transactions - Monitoring portfolio companies Your responsibilities will involve a thorough analysis of financial products, industry dynamics, and risk assessment to ensure the success of the credit assessments and recommendations. It is crucial to have a keen eye for detail and excellent communication skills to effectively interact with stakeholders and make informed decisions.,
Posted 1 week ago
2.0 - 6.0 years
0 Lacs
hyderabad, telangana
On-site
As a Loans Executive at our company located in Hyderabad, you will be responsible for assessing loan applications, conducting credit evaluations, and managing loan documentation. Your role will involve interacting with clients to gather necessary financial information, explaining loan terms clearly, and guiding them through the loan approval process. Additionally, you will ensure compliance with regulatory standards and maintain accurate records of all transactions. To excel in this role, you should have experience in evaluating loan applications and credit assessments. A strong knowledge of financial principles and loan documentation processes is essential. Your ability to effectively interact with clients, explain loan terms, and provide excellent customer service will be key to success. Strong analytical and problem-solving skills, attention to detail, proficiency in financial software and Microsoft Office Suite, as well as excellent written and verbal communication skills are also required. A Bachelor's degree in Finance, Accounting, Business Administration, or a related field is necessary for this position. Prior experience in the banking or financial services sector would be considered a plus. If you are looking to utilize your financial expertise, communication skills, and attention to detail in a dynamic and challenging environment, we encourage you to apply for this role.,
Posted 4 weeks ago
2.0 - 4.0 years
1 - 3 Lacs
Bengaluru
Work from Office
Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in the BFSI industry is preferred.
Posted 2 months ago
2.0 - 4.0 years
1 - 3 Lacs
Bengaluru
Work from Office
Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Ability to build relationships with clients and stakeholders.
Posted 2 months ago
1.0 - 4.0 years
1 - 3 Lacs
Coimbatore
Work from Office
We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting, analysis, and reporting. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong analytical and problem-solving skills. Experience working in the BFSI industry is preferred.
Posted 2 months ago
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