Credit Analytics - Senior Role

The job involves working on detailed financial models and drafting credit reports. Candidates are required to have a strong understanding of financial analysis concepts and excellent communication skills. The role may involve working independently or as a team lead with 2-4 analysts, depending on experience and alignment with team needs. Responsibilities: - Analyzing loan opportunities across various sectors and geographies - Creating concise and easy-to-read credit reports with key insights for review by credit and risk teams - Developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics - Conducting sensitivity analysis for stress testing on loan serviceability - Identifying deal-specific covenants as early warning signals for loan monitoring - Conducting industry and market studies to understand borrower's operating environment - Interacting with clients to address data gaps, inconsistencies, and analytical frameworks Desired Skills: - Thorough understanding of accounting and financial concepts - Experience of 6+ years in relevant roles - Strong communication skills for interaction with Debt Directors, clients, and stakeholders in the UK and/or US - Proactive, flexible, creative, result-driven, responsible, curious, team player, and fast learner - Hands-on attitude with the ability to understand the big picture - Adaptability to a fast-paced work culture with a focus on change and speed - MBA/PGDM/CA/CFA qualification from a reputable institute,