Credit Analytics

The incoming resource will be expected to work on detailed financial models and draft credit reports. You should possess strong financial analysis concepts and communication skills. You will be responsible for developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics. Additionally, you will conduct a thorough analysis of loan opportunities across various sectors and geographies. Conducting sensitivity analysis on projections for stress testing on loans for serviceability will be an important part of your role. It will also be your responsibility to identify deal-specific covenants that can act as early warning signals while monitoring loans. Drafting credit reports with key takeaways in a concise and easy-to-read format for credit and risk review and comment will be essential. You will also need to conduct detailed industry and market studies to understand the operating environment of the borrower. Interacting with clients to discuss data gaps, inconsistencies, and analytical frameworks is also part of the job. Desired Skills: - Ability to draft credit reports - Strong financial analysis skills with a thorough understanding of accounting and financial concepts - Strong communication skills for interacting with Debt Directors, clients, and other stakeholders in the UK - Personal drive, flexibility, creativity, result-driven mindset, responsibility, curiosity, team player, and fast learner - Hands-on attitude and willingness to understand the big picture - Ability to thrive in a culture where change and speed are part of daily work - MBA/PGDM/CA/CFA from a reputed institute with 2-4 years of relevant work experience.,