Credit Analytics

As a Financial Analyst at our company, you will be responsible for developing detailed financial models and drafting credit reports. You will work either as an individual contributor or a team lead, collaborating with 2-4 analysts based on your experience and alignment with the team's requirements. Key Responsibilities: - Develop detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, credit metrics, among others. - Conduct detailed analysis of loan opportunities across various sectors and geographies. - Perform sensitivity analysis on projections for stress testing loan serviceability. - Identify deal-specific covenants as early warning signals while monitoring loans. - Draft concise and easy-to-read credit reports with key takeaways for credit and risk review. - Conduct detailed industry and market studies to understand the borrower's operating environment. - Interact with clients to discuss data gaps, inconsistencies, and analytical frameworks. Qualifications: - Ability to draft credit reports. - Strong financial analysis skills with a thorough understanding of accounting and financial concepts. - Strong communication skills for interactions with Debt Directors, clients, and stakeholders in the UK and/or US. - Personal attributes such as proactive nature, flexibility, creativity, result-driven mindset, responsibility, curiosity, teamwork, and fast learning ability. - Minimum 6 years of relevant experience. - Hands-on attitude with the capability to understand the big picture. - Ability to thrive in a dynamic work culture focused on change and speed. - MBA/PGDM/CA/CFA from a reputed institute. Join us and be part of a team that values your financial expertise and communication skills to make a meaningful impact in the financial analysis domain.,