Credit Analytics

As an incoming resource for the company, your main role will involve working on detailed financial models and drafting credit reports. You will be expected to have strong financial analysis concepts and communication skills. Depending on your experience and alignment with the team's needs, you may either work as an individual contributor or as a team lead alongside 2-4 analysts. Key Responsibilities: - Developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, credit metrics, among others. - Conducting detailed analysis of loan opportunities across various sectors in different geographies. - Performing sensitivity analysis on projections for stress testing on loans for serviceability. - Identifying deal-specific covenants that can act as early warning signals while monitoring loans. - Drafting credit reports with key takeaways on opportunities in a concise, easy-to-read format for credit and risk to review and comment. - Conducting detailed industry/market studies to understand the operating environment of borrowers. - Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks, etc. Qualifications Required: - Ability to draft credit reports. - Strong financial analysis skills with a thorough understanding of accounting and financial concepts. - Strong communication skills for interacting with Debt Directors, clients, and other stakeholders in the UK and/or US. - Personal attributes such as being proactive, flexible, creative (thinks out of the box), result-driven, responsible, curious, a team player, and a fast learner. - Relevant experience of 6+ years. - Hands-on attitude and willingness/capability to understand the big picture. - Ability to succeed in a culture where change and speed are part of daily work. - MBA/PGDM/CA/CFA from a reputed institute.,