Credit Analytics

Role Overview: You will be responsible for working on detailed financial models and drafting credit reports. As part of the role, you may either work as an individual contributor or as a team lead, collaborating with 2-4 analysts based on your experience and alignment with the team's requirements. Key Responsibilities: - Developing detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, credit metrics, among other components. - Conducting thorough analysis of loan opportunities across various sectors and geographies. - Performing sensitivity analysis on projections for stress testing loan serviceability. - Identifying deal-specific covenants that can serve as early warning signals during loan monitoring. - Drafting concise credit reports with key insights for credit and risk review. - Conducting detailed industry and market studies to comprehend borrowers" operating environments. - Engaging with clients to address data gaps, inconsistencies, and analytical frameworks. Qualifications Required: - Ability to draft credit reports effectively. - Strong financial analysis skills with a deep understanding of accounting and financial concepts. - Excellent communication skills for interactions with Debt Directors, clients, and other stakeholders in the UK and/or US. - Personal attributes like proactive nature, flexibility, creativity, result-driven mindset, responsibility, curiosity, teamwork, and fast learning ability. - At least 6 years of relevant experience. - Hands-on attitude with the willingness and capability to grasp the big picture. - Ability to thrive in a fast-paced environment that embraces change and speed. - MBA/PGDM/CA/CFA from a reputed institute.,