Collection Officer -PL& BL Vertical

Rekrut India

2 - 5 years

1 - 6 Lacs

Nainital Uttarakhand (Uttaranchal) India

Posted:23 hours ago| Platform: Foundit logo

Apply

Skills Required

Loan Recovery personal loan collection business loan collection delinquent account handling field collections

Work Mode

On-site

Job Type

Full Time

Job Description

Role & Responsibilities:

Responsible for
recovering overdue amounts
for
Personal Loans (PL)
and
Business Loans (BL)
in the assigned geography.
Engage with delinquent and written-off customers through
field visits, phone calls, and personal meetings
to negotiate and recover dues.
Analyze the
borrower's financial situation, cultural background, and geographic location
to propose practical and flexible repayment solutions.
Maintain
ethical and professional conduct
during recovery interactions, ensuring compliance with RBI and internal guidelines.
Coordinate with legal and compliance teams for
non-cooperative cases
and escalate recovery actions when required.
Maintain daily and weekly MIS on recovery performance, field visits, and follow-ups.
Develop strong relationships with local authorities, communities, and internal stakeholders to support collection efficiency.
Use soft skills and tactful communication to
avoid conflicts
and de-escalate potential disputes.

Requirements:

Proven experience in
loan recovery/collections
is highly desirable.
Strong negotiation, communication, and interpersonal skills.
Must be comfortable with
field work
and travel to client locations.
Knowledge of local geography and borrower behavior is a plus.
High levels of integrity, patience, and result-orientation.

More Jobs at Rekrut India

Associate Agency Development Manager (AADM)

Delhi NCR, Hyderabad, Mumbai (All Areas)

1 - 2 yrs

INR 3 - 4 Lacs

Retail Equity Advisor(Relationship Manager)

Chennai, Bengaluru, Hyderabad

2 - 7 yrs

INR 3 - 7 Lacs

Current Account - Team Leader - Banking - Bangalore

Bengaluru

6 - 11 yrs

INR 8 - 12 Lacs

Marketing Executive

Mumbai

4 - 6 yrs

INR 5 - 6 Lacs

Retail Equity Advisor(Relationship Manager)

Visakhapatnam, Chennai, Coimbatore

2 - 7 yrs

INR 3 - 7 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.