CIB Risk -MMBSI Credit Officer

Job Description

Job Responsibilities Independently prepare credit risk analysis reports on assigned clients (business financial analysis and focusing on credit issues) - for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients. Quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm s credit related policies, etc. Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives. Build strong knowledge of credit analysis for clients. Stakeholder management - Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives Required Qualification, Experience and Skills MBAs (with Finance specialization) / CAs with 4-5 years of experience in credit risk Excellent academic record; experience in credit risk Strong grasp of corporate finance concepts and their application Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies Strong communication skills both oral and written; ability to effectively present analysis and interact with global credit bankers Deadline orientation; close attention to detail and accuracy Proficient in the use of MS Word, Excel and Power Point Ability to work proactively independently as well as in a team environment Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMs