We are looking for a CIB Portfolio Manager with 10 + years of experience who has good experience in the following domain for Hyderabad location:
- Credit Underwriting
- Portfolio Management
- Securitisation
- Financial Statement Analysis
- Credit Worthiness/Credit Analysis
Only candidates from Banking and Credit Rating and Research companies should apply.
Interested please send their profiles to [HIDDEN TEXT]
.
Responsibilities:
Manage and develop a team of individuals to provide portfolio management and underwriting support to the entire industry
- Engage coverage officers and relationship managers which may often lead the credit approval process through Wholesale Credit Risk and more experienced management
- Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and timely manage any risks and opportunities that may be presented
- Make decisions and resolve issues regarding underwriting strategies, deal positioning, and relationship management strategies that involve credit of CIB Portfolio Management to meet business objectives
- Interpret and develop policies and compliance requirements for timely managing any risks and opportunities identified
- Collaborate with and consult with coverage officers, relationship managers, and more experienced management to provide support to the entire industry team
- Manage allocation of people and financial resources for CIB Portfolio Management
- Mentor and guide talent development of direct reports and assist in hiring talent
Required Qualifications:
- 4+ years of CIB Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 2+ years of leadership experience
Desired Qualifications:
- B. Com or equivalent degree along with MBA Finance, CFA or CA
- Excellent functional experience across asset classes in banking, credit analysis and underwriting, ratings analysis, portfolio management, debt research, corporate and structured finance. Experience in Structured products and familiarity with Debt Capital Market products an added plus.
- At least 4+ Years of experience in credit analysis, portfolio management, debt research, corporate and structured finance.
- Strong management skills with ability to lead a team.
- Experience in change management, transformation projects, process efficiency etc. would be an added advantage.
- In-depth understanding of financial statements and accounting policies (IFRS/ GAAP etc.) of large corporates and/or financial institutions with ability to comprehend key risks.
- Sound analytical thinking and high attention to detail needed
- Strong communication skills both verbal and written. Ability to speak articulately & strong business writing skills
- High level of personal motivation, strong interpersonal skills to manage team & also work across continents
- Must be able to work in a fast-paced production environment and juggle a variety of tasks (time management skills are important)
- Must be comfortable working independently and as part of a team
- Knowledge of corporate loans (specifically leveraged loans) or experience in Corporate Lending/Leveraged Finance in an MNC bank
- Required expertise in PowerPoint, Excel and Word. Familiarity in BI capabilities and VBA/Macro/Python coding an added plus.
- Motivated self-starter, strong interpersonal and leadership skills, and ability to multitask across multiple competing deliverables in a fast-paced environment.
- Must be flexible to work in EMEA/partial US shift as per business requirements
Job Expectations:
- Providing expertise and coverage for supporting and growing the entire CDF business across the value chain.
- Involvement in core team deliverables which include support on credit analysis and portfolio management across CDFs portfolio covering credit underwriting at collateral/client level, periodic remediation & servicing of collateral reports, performance analysis, compliance/covenant testing, financial reviews, regulatory reporting including Basel, and drafting of memos and presentations including surveillance decks.
- Collaborate with the US and India leadership teams to identify, develop and implement strategies that will ensure an effective delivery and value-growth of the India CDF team.
- Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and help timely management of risks.
- Make decisions to ensure timely deliverables and resolve operating issues, team member allocation to projects etc.
- Leadership role, but individual SME-level contribution is also needed to plan, train, mentor and review teams deliverables.
- Communicate effectively across all levels of organization to ensure alignment with company strategy and goals.
- Interpret and develop policies and compliance requirements for timely managing any risks and opportunities identified; Ensure that all activities within the India team are conducted in accordance with the company policies, procedures, and ethical standards (including Risk, Compliance and HR policies).
- Lead and drive transformation/efficiency/process improvement projects.
- Talent acquisition, retention and assisting leadership in building the career path for the team members.
- Act as a back-up to the leader in various management-related deliverables including capacity planning, portfolio allocation, resource mapping, maintaining various databases, preparing management decks, helping in stakeholder management, amongst others.
- Drive and implement various department wide risk & governance and transformation & automation initiatives on an ongoing basis.
