Banking Operations Associate

Job Description

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.In this team, you will help in providing universal banking functionality to banks. With a focus on product strategy and a global market presence. This team will help in providing solutions to customers on industry-accepted platforms and Lead Product Managers to build an ecosystem of products and assets around these platforms namely Bancs, Finacle, Finastra, Pega, nCino. What are we looking for? Job Overview:This position holds the responsibility for leading and being an SME of the Financial Statement Spreading production. Candidate Profile Required: Minimum 2+ years of relevant credit experience in Commercial Lending or Financial Processes MBA/B.COM Finance and Accounting Flexible to shifts Must have experience in Moody s Credit Lens and client customized templates Experience/exposure of US accounting and GAAP Good team player who is dynamic, result- oriented with strong work ethic Roles and Responsibilities: About The Role :: Provide subject matter expertise support for understanding spreading guidelines and utilizing the underlying financial statements to complete the spread. Applying relevant accounting standards for fair and rigorous credit assessment To perform first level quality check to ensure the quality of deliverables. Evaluating the financial status of clients by and standardizing the financial information to the spreading application with accuracy. Understanding and analyse the financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics - Completing ratio, trend and cash flows analyses and creating projections Qualifications BCom,Master of Business Administration