Associate Docs To Stips Specialist

Associate Docs to Stips Specialist

Digital Risks mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.
Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting, and closing services to the largest banks and loan originators.

Position Overview:

The Associate Docs to Stips Specialist is responsible for accurately associating borrower-provided documentation to the appropriate underwriting conditions (stips) within the loan origination system. This role requires attention to detail, familiarity with mortgage documentation, and the ability to work efficiently in a fast-paced, paperless environment. The ideal candidate will demonstrate strong organizational skills, effective communication, and a commitment to quality and compliance.

Essential Job Functions:

• - Review and analyze borrower-provided documents for completeness and relevance.
• - Accurately associate documents to the correct underwriting conditions (stips) in the system.
• - Ensure all documentation meets investor and company guidelines.
• - Update LOS screen, review risk messages for action, Clear data validators as risk message reviews are completed, Run decision engine along with fee/pricing engine if applicable with LOS updates
• - Review credit report for names and other infirmation
• - Communicate with internal teams to clarify documentation requirements.
• - Maintain productivity and quality standards as defined by management.
• - Identify and escalate discrepancies or missing documentation.
• - Utilize checklists and system tools to verify documentation accuracy.
• - Support underwriters and processors by ensuring timely and accurate document association.
• - Maintain up-to-date knowledge of document types and underwriting requirements.
• - Adhere to company policies, procedures, and compliance standards.

Requirements:

• - 2–3 years of experience in mortgage processing or document review preferred.
• - Familiarity with mortgage documentation and underwriting conditions.
• - Ability to follow complex task process and complete notation and documentation
• - Strong attention to detail and organizational skills.
• - Excellent written and verbal communication skills.
• - Ability to work independently and meet deadlines in a high-volume environment.
• - Proficiency in Microsoft Office and loan origination systems.
• - Commitment to maintaining confidentiality and data integrity.
• - Availability to work U.S. business hours.