6 Credit Report Jobs

Key Responsibilities Supporting the Rating Advisory team of a global investment bank in preparing rating presentations, rating models and indicative rating Strong understanding of S&P, Moody's and Fitch rating methodologies and expertise in different financial adjustments as well as qualitative aspects, required for assigning ratings to companies and bond issuances Understanding of different sectors including Energy, Auto, Transportation, and Mobility, Healthcare, Industrials, Media and Communications, Technology, Utilities and Power, Real Estate, Gaming, and Leisure Should also have strong understanding of financial models, cash flow models, LBO models, forecast analysis and ratio analysis Knowledge and hands on experience in preparing industry and company overviews/ analysis, peer comparison and presentations Experience in regular client interaction, structuring deliverables & developing efficient work processes Ensure clear understanding of client requirements and very high quality of output Key Competencies 3-7 years of experience in the Rating Agency such as CRISIL, CARE etc. or Rating Advisory team of a bank or boutique firm. Experience in below assignments will be required Rating Analysis/ credit assessment/ models/ presentations for Large Corporates Financial analysis including peer benchmarking and ratio analysis Debt structure analysis including headroom analysis Financial models including LBO model, cash flow forecast models etc Should be well versed with Office 2010/2013: Microsoft Excel, Word, and Power Point Excellent written and spoken communication skills with extensive experience in Client handling Post-Graduation in Finance or equivalent qualification

Greetings!!! Openings : 50 Desi. : SME Skills : US Mortgage+Underwriting Exp : 4+ Yr Loc: Mumbai/Bang/Chennai CTC : Upto 10 Lpa Call : Samriddhi - 9672580345 Deeksha - 8239532823 or Apply to: converseanjali01@gmail.com Rgrds, Team Converse

Key Responsibilities Supporting the Rating Advisory team of a global investment bank in preparing rating presentations, rating models and indicative rating Strong understanding of S&P, Moody's and Fitch rating methodologies and expertise in different financial adjustments as well as qualitative aspects, required for assigning ratings to companies and bond issuances Understanding of different sectors including Energy, Auto, Transportation, and Mobility, Healthcare, Industrials, Media and Communications, Technology, Utilities and Power, Real Estate, Gaming, and Leisure Should also have strong understanding of financial models, cash flow models, LBO models, forecast analysis and ratio analysis Knowledge and hands on experience in preparing industry and company overviews/ analysis, peer comparison and presentations Experience in regular client interaction, structuring deliverables & developing efficient work processes Ensure clear understanding of client requirements and very high quality of output Key Competencies 3-7 years of experience in the Rating Agency such as CRISIL, CARE etc. or Rating Advisory team of a bank or boutique firm. Experience in below assignments will be required Rating Analysis/ credit assessment/ models/ presentations for Large Corporates Financial analysis including peer benchmarking and ratio analysis Debt structure analysis including headroom analysis Financial models including LBO model, cash flow forecast models etc Should be well versed with Office 2010/2013: Microsoft Excel, Word, and Power Point Excellent written and spoken communication skills with extensive experience in Client handling Post-Graduation in Finance or equivalent qualification

Role & responsibilities Good Experience in Live underwriting and Income calculation is mandatory. Good Knowledge in US Mortgage Underwriting is mandatory. Initial 3 to 4 months (WFO) and post 3 to 4 months (WFH). Should be Ready to Relocate to Pune or Chennai at least for 3 to 4 months. Good Knowledge in End to End Underwriting. Good Knowledge in reviewing of Credit report and Public report. Evaluate the value of the property being financed to ensure it aligns with the loan amount requested. Identify and assess potential risks associated with the loan, considering factors like loan-to-value ratio, loan type, and applicant's financial situation. Ensure compliance with lender guidelines, industry regulations, and government regulations. Based on the analysis and risk assessment, make a decision to approve, deny, or conditionally approve the loan application. Generate detailed underwriting reports and documentation to support their decisions. Communicate effectively with loan officers, borrowers, and other stakeholders, addressing questions and providing updates. Stay up-to-date with changes in lending regulations, industry trends, and underwriting practices. Monitor the performance of approved loans and provide regular updates to management. Reference is also welcomed. If you are interested, please apply for the job and contact 8431234240.

Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location - Gurgaon (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile Strong understanding of credit principles, policies and regulations. Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. Ability to multi-task independently under tight timelines and eye for details. 3 - 10 years relevant experience

Dear Aspirants, We have virtual drive for Mortgage- Origination on 27th February. Please apply only If you have good experience in origination with below skill set: Need Experience in PurchaseContract/Agreement, IncomeCalculation, CreditReport and Appraisal report. (Please apply only if you have experience in Purchase agreement and Appraisal report or Income calculation and credit report) Kindly do share the current ctc, expected ctc, np and the current location to arunima.rai@mphasis.com Candidate should be ok with the night shift and work from office and the requirement is only for Bangalore. Role & responsibilities Minimum 1 year experience in US Residential Mortgage preferably in Pre UW/ File Set up with excellent knowledge of Income and Asset Guidelines Excellent customer service and written and verbal communication skills Detail oriented and excellent organizational skills Quick learner to keep up with the fast paced mortgage industry Able to prioritize multiple tasks and manage time Problem-solver with strong analytical skills Adheres to directives, procedures, and standards Ability to work in a paperless environment Computer proficiency including Microsoft Office Product Suite Candidates must be available to work outside of normal business hours when necessary Flexible to work in 24/7 process including night shifts and weekends