Asset9 Credits Limited ( NBFC)

Responsible for maintaining financial records, handling accounts payable/receivable, assisting in audits, preparing MIS reports, ensuring compliance with RBI regulations, supporting loan accounting, reconciliations, and aiding senior accountants in daily financial operations. Job Type: Full-time Work Location: In person

Key Responsibilities: Customer Acquisition & Service Generate leads and source new customers for gold loan products. Explain loan schemes, eligibility criteria, interest rates, and repayment terms to customers. Ensure smooth on-boarding of customers by assisting with documentation and KYC compliance. Provide prompt and courteous service, ensuring customer satisfaction and retention. Gold Loan Operations Conduct purity and weight testing of gold ornaments using standard methods. Maintain proper documentation of pledged gold including photographs, packet sealing, and labeling. Enter loan details accurately in the Loan Management System (LMS)/Core Banking System (CBS). Disburse loans as per approved limits and ensure timely repayment monitoring. Compliance & Risk Management Ensure adherence to company policies, RBI guidelines, and statutory requirements in gold loan operations. Maintain security and confidentiality of pledged gold and related records. Monitor overdue accounts, follow-up for repayments, and coordinate with collection teams if required. Report suspicious transactions or fraud risks immediately. Branch Operations Support Maintain gold stock register, daily cash register, and other MIS reports. Assist in periodic physical verification of gold and audit requirements. Support cross-selling of allied financial products (insurance, business loans, etc.). Job Type: Full-time Work Location: In person Speak with the employer +91 9846433102

Responsible for maintaining financial records, handling accounts payable/receivable, assisting in audits, preparing MIS reports, ensuring compliance with RBI regulations, supporting loan accounting, reconciliations, and aiding senior accountants in daily financial operations. Job Type: Full-time Work Location: In person

Key Responsibilities: Customer Acquisition & Service Generate leads and source new customers for gold loan products. Explain loan schemes, eligibility criteria, interest rates, and repayment terms to customers. Ensure smooth on-boarding of customers by assisting with documentation and KYC compliance. Provide prompt and courteous service, ensuring customer satisfaction and retention. Gold Loan Operations Conduct purity and weight testing of gold ornaments using standard methods. Maintain proper documentation of pledged gold including photographs, packet sealing, and labeling. Enter loan details accurately in the Loan Management System (LMS)/Core Banking System (CBS). Disburse loans as per approved limits and ensure timely repayment monitoring. Compliance & Risk Management Ensure adherence to company policies, RBI guidelines, and statutory requirements in gold loan operations. Maintain security and confidentiality of pledged gold and related records. Monitor overdue accounts, follow-up for repayments, and coordinate with collection teams if required. Report suspicious transactions or fraud risks immediately. Branch Operations Support Maintain gold stock register, daily cash register, and other MIS reports. Assist in periodic physical verification of gold and audit requirements. Support cross-selling of allied financial products (insurance, business loans, etc.). Job Type: Full-time Work Location: In person Speak with the employer +91 9846433102

1. Business Development & Sales Achieve branch business targets across gold loans, personal loans, SME loans, or other NBFC products. Drive customer acquisition, lead generation, and cross-selling of allied products (insurance, investment products, etc.). Develop local market strategies and build relationships with customers, dealers, and community stakeholders. Monitor competition and provide inputs for business strategy. 2. Branch Operations & Compliance Oversee day-to-day branch functioning including cash management, gold vault operations, and loan disbursement. Ensure strict adherence to RBI guidelines, company policies, and audit requirements. Implement and monitor internal controls, KYC/AML compliance, and operational risk management. Maintain accurate documentation, MIS reports, and audit trails in CBS/LMS. 3. Team Leadership & People Management Supervise, train, and motivate branch staff including loan officers, gold appraisers, and customer service executives. Allocate responsibilities and set performance goals for team members. Conduct regular performance reviews and provide feedback for improvement. Foster a culture of discipline, accountability, and customer-first approach. 4. Customer Service & Relationship Management Ensure high standards of customer service and grievance redressal. Handle escalated customer issues effectively and maintain customer trust. Build and maintain long-term relationships with key customers and local influencers. 5. Collections & Portfolio Management Monitor loan portfolio quality, overdue accounts, and ensure timely collections. Coordinate with credit and recovery teams for reducing NPAs. Maintain healthy branch profitability and portfolio hygiene. Job Type: Full-time Work Location: In person