Job
Description
As an underwriter for corporate finance business, your role is crucial in managing the portfolio in the assigned area. You will be supporting and co-partnering with business teams to handle end-to-end credit approvals for the designated region. Your responsibilities will include underwriting cases, presenting them to senior levels, and authorizing deviations raised by underwriters while ensuring compliance with credit policy. Key Responsibilities: - Finalize the review of credit memos prepared by underwriters, and provide approval or decline sign-offs on every file after verifying documentation requests. - Approve all disbursement requests based on adherence to agreement value requirements and complete documentation at the branch level. - Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. - Coordinate with external vendors such as FI, Legal, and Technical valuations to resolve queries and submit reports promptly. - Lead a team of credit approvers to maintain portfolio quality and manage delinquencies effectively. - Engage in the development, implementation, review, and monitoring of various credit programs, providing training and coaching to enhance the team's competency and processing efficiency. - Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. - Customize underwriting norms to meet local market needs and continuously enhance consumer credit risk strategy execution. Qualification Required: - MBA/PGDBA/PGPM/CA or Equivalent In your role, you will play a significant part in underwriting corporate finance business, managing the portfolio effectively, and ensuring compliance with credit policies and procedures. As an underwriter for corporate finance business, your role is crucial in managing the portfolio in the assigned area. You will be supporting and co-partnering with business teams to handle end-to-end credit approvals for the designated region. Your responsibilities will include underwriting cases, presenting them to senior levels, and authorizing deviations raised by underwriters while ensuring compliance with credit policy. Key Responsibilities: - Finalize the review of credit memos prepared by underwriters, and provide approval or decline sign-offs on every file after verifying documentation requests. - Approve all disbursement requests based on adherence to agreement value requirements and complete documentation at the branch level. - Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. - Coordinate with external vendors such as FI, Legal, and Technical valuations to resolve queries and submit reports promptly. - Lead a team of credit approvers to maintain portfolio quality and manage delinquencies effectively. - Engage in the development, implementation, review, and monitoring of various credit programs, providing training and coaching to enhance the team's competency and processing efficiency. - Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. - Customize underwriting norms to meet local market needs and continuously enhance consumer credit risk strategy execution. Qualification Required: - MBA/PGDBA/PGPM/CA or Equivalent In your role, you will play a significant part in underwriting corporate finance business, managing the portfolio effectively, and ensuring compliance with credit policies and procedures.
