Vice President Underwriting

As the Vice President Underwriting at SBI Life Insurance in Mumbai, India, your primary responsibility is to lead and enhance the underwriting function. You will achieve this through strategic planning, guideline development, risk evaluation, and cross-functional collaboration. Your role will focus on ensuring robust risk controls, innovation, and alignment with global best practices in the life insurance industry. Your key responsibilities include: - Developing and reviewing underwriting guidelines for life and health products. - Implementing robust risk assessment methodologies and aligning with reinsurance best practices. - Guiding evidence-based underwriting approaches through medical and risk research. - Supporting new product development and launches with expert risk assessment. - Monitoring risk experience and identifying trends across portfolios. - Collaborating with actuaries, claims, and product teams to mitigate underwriting risks. - Managing and mentoring underwriting teams to enhance capabilities and foster a learning culture. - Defining and monitoring performance goals and developmental plans for the team. - Engaging with reinsurers, medical experts, and industry bodies to ensure compliance and knowledge sharing. - Representing the organization in forums and contributing to industry-wide underwriting research. - Driving automation and digitization in underwriting processes. - Leading transformation projects to enhance underwriting efficiency and accuracy. - Conducting training sessions on complex underwriting topics for internal teams and partner networks. - Contributing to internal knowledge platforms through thought leadership and publications. To excel in this role, you should have a Bachelor's degree, preferably in Pharmacy or Life Sciences, with FLMI and FALU certifications. You should have a minimum of 15+ years of experience in life insurance and reinsurance underwriting, demonstrating strong leadership skills. Additionally, you should possess expertise in underwriting (Life, Health, Critical Illness, Group Products), reinsurance liaison, risk evaluation, strategic planning, team leadership, cross-functional collaboration, digital transformation, and underwriting automation. Your ability to provide thought leadership and training will be crucial in this role.,