Us Mortgage Process Associate

Hiring|| Wns|| Us Mortgage Underwriting

Position Summary

Key Responsibilities:

• 2-5+ years of mortgage underwriting (live underwritting) experience

  (conventional, FHA/VA preferred).

• Knowledge of mortgage underwriting and Agency automated underwriting systems

• Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines

• Review all mortgage applications and documentation for accuracy and completeness

• Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral

.• Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators

• Review property documentation including title commitments, sales contracts, insurance, and flood determinations

• Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud

• Review and analyze appraisals for value and compliance with industry requirements

• Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience

• Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client

• Maintain confidentiality of all customer and employee information

• Respond positively to feedback and redirection

• Fully utilize systems, tools, training, and resources provided to maximize potential

• Assist other departments as needed

• Meeting daily production.

• Meeting the daily SLA requirement

• Meeting the daily Quality requirements

If interested and have relevant experience kindly apply for same