Underwriter - Retail

As an individual in this role, you will be instrumental in the development of underwriting guidelines for each product to enhance profitability. Your responsibilities will include conducting regular market mapping exercises to both increase market share and uphold profitability levels. It is essential to ensure smooth operations across various functions that impact the team's deliverables. You will also be required to address customer grievances related to miss-selling and manage technical system dependencies to meet targeted Turnaround Time (TAT). In this position, you will have the authority to underwrite transactions within specified limits and handle recommendations for transactions that exceed these limits. Resolving escalations in a timely and appropriate manner will be a key aspect of your duties. Understanding system requirements thoroughly and participating in User Acceptance Testing (UAT) to validate the accurate delivery of requirements will also be part of your role. Your role will involve conducting due diligence and scrutiny to uphold controlled loss ratios and rejection percentages. Additionally, you will work on tasks and projects aimed at enhancing process efficiency and productivity within the organization. The ideal candidate for this role should possess technical skills in Retail Underwriting and Underwriting, along with soft skills such as effective communication, problem-solving abilities, interpersonal skills, and analytical thinking. A minimum of 2 years of relevant experience is required for this position. The educational qualification specified for this role is any graduate degree.,