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2.0 - 7.0 years
0 - 0 Lacs
haryana
On-site
As a Credit Manager, you will be responsible for the consistent application of a credit policy, conducting periodic credit reviews of existing customers, and evaluating the creditworthiness of potential customers. Your duties will include analyzing risks and making decisions on loan requests, preparing Credit Appraisal Memos (CAM), reviewing credit history, and assessing technical and legal reports. You will also be required to calculate financial ratios such as credit scores and interest rates, sanction TVR, conduct field visits for hindsight, and engage in personal discussions with customers via tele/video/physical mediums. Additionally, you will be involved in audit clearance, processing files for disbursement, and overseeing the entire credit granting process. Ideal candidates for this role should have a minimum of 2 years of experience in credit management, with specific knowledge of LAP, Housing loans, and BL. The preferred educational qualifications include B.A, B.B.A, B.Com, M.A, M.B.A/PGDM, or M.Com. Key skills for this position include expertise in credit evaluation, loan processing, and risk analysis. This position offers a competitive salary ranging from 2 Lac 50 Thousand to 5 Lac per annum and falls under the industry of Financial Services, Banking, Investments, Insurance, Stock Market, and Loans. If you possess the required experience, qualifications, and skills for this role, we invite you to walk in for further discussions and assessments.,
Posted 2 days ago
2.0 - 4.0 years
2 - 3 Lacs
Bengaluru
Work from Office
Dear Candidate, We are seeking an experienced Credit Operations Executive to join our team. The successful candidate will be responsible for ensuring the smooth operation of our credit processes, including KYC (Know Your Customer), loan document valuation, and handling TVR (Telephonic Verification of Report) calls. Key Responsibilities: Verify customer identity and ensure compliance with regulatory requirements. Review and validate KYC documents, including identification, address proof, and income verification. Ensure accurate and timely updating of customer information in our systems. Review and validate loan documents, including loan agreements, promissory notes, and security agreements. Ensure compliance with regulatory requirements and internal policies. Handle TVR calls from customers, providing timely and accurate responses to their queries. Verify customer information and ensure that all necessary documentation is in place. Resolve customer complaints and issues in a professional and courteous manner. Requirements: Bachelor's degree in Finance, Accounting, or a related field. Minimum 2-3 years of experience in credit operations, KYC, or loan document valuation. Proven experience in handling TVR calls and resolving customer complaints. Strong knowledge of credit operations, KYC, and loan document valuation. Ability to work in a fast-paced environment and meet deadlines. Good communication in Hindi is mandatory. Interested candidates can mail their resumes to beena@avaniconsulting.com what's app number 9769001431.
Posted 1 week ago
2.0 - 4.0 years
2 - 3 Lacs
Bengaluru
Work from Office
Dear Candidate, We are seeking an experienced Credit Operations Executive to join our team. The successful candidate will be responsible for ensuring the smooth operation of our credit processes, including KYC (Know Your Customer), loan document valuation, and handling TVR (Telephonic Verification of Report) calls. Key Responsibilities: • Verify customer identity and ensure compliance with regulatory requirements. • Review and validate KYC documents, including identification, address proof, and income verification. • Ensure accurate and timely updating of customer information in our systems. • Review and validate loan documents, including loan agreements, promissory notes, and security agreements. • Ensure compliance with regulatory requirements and internal policies. • Handle TVR calls from customers, providing timely and accurate responses to their queries. • Verify customer information and ensure that all necessary documentation is in place. • Resolve customer complaints and issues in a professional and courteous manner. Requirements: • Bachelor's degree in Finance, Accounting, or a related field. • Minimum 2-3 years of experience in credit operations, KYC, or loan document valuation. • Proven experience in handling TVR calls and resolving customer complaints. • Strong knowledge of credit operations, KYC, and loan document valuation. • Ability to work in a fast-paced environment and meet deadlines. • Good communication in Hindi is mandatory.
Posted 1 week ago
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