Jobs

Interviews
Job Alerts
Tools

Upskill and Grow with AI

Mock Interview Practice interviews in realistic simulations

Coding Practice Improve your coding skills with challenges

Certification Earn certifications to validate your skills

AI Learning Get trained with AI expert sessions

Career Path AI insights for smarter career decisions

AI Job Match Score AI-Powered Job Match Against Your Resume and Optimize Your Resume

Career Tools and Resources

Resume Builder Build Professional Resume with Ease

ATS Friendliness Check Check Resume Friendliness for Applicant Tracking Systems

Auto Apply Apply to hundreds of jobs on any platform effortlessly

Co-Pilot (Chrome Extension) Your AI Assistant for Seamless Browsing Efficiency

Interview Questions Streamline interviews with ready-to-use questions

Salaries Discover market-driven salary insights across skillsets and geographies

Companies Explore leading companies actively hiring talent
For Employers

Home

Jobs

Trainee Credit Officer

Utkarsh Small Finance Bank

0 - 1 years

1 - 5 Lacs

Alopi Bagh, Prayagraj/Allahabad Region

Posted:6 days ago| Platform: Apna logo

Apply

Skills Required

analyze risk assessment management reasoning

Work Mode

On-site

Job Type

Full Time

Job Description

Job Description of a Trainee Credit Officer: Assess and analyze customers' credit scores and financial history to determine their risk profile. Approve or reject loan applications based on risk assessment and bank policies. Prepare and explain repayment plans to customers, including monthly installment amounts, interest rates, and other associated charges. Communicate decisions clearly to both customers and management, providing reasoning and financial details where necessary. उत्कर्ष स्मॉल फ़ाइनेंस बैंक में ट्रेनी क्रेडिट ऑफ़िसर का काम होता है, ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर उनके जोखिम का आकलन करना. इसके अलावा, ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना और ग्राहकों को भुगतान योजना बताना भी उनके काम में आता है.ट्रेनी क्रेडिट ऑफ़िसर के काम का विवरण:ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर जोखिम अनुपात की गणना और विश्लेषण करना.ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना.ग्राहकों के लिए मासिक किस्त राशि, ब्याज़ दर, और अन्य लागतों की व्याख्या करते हुए भुगतान योजनाएँ निर्धारित करना.अपने निर्णय को ग्राहकों और प्रबंधन दोनों को बताना.

More Jobs at Utkarsh Small Finance Bank

Sales Executive

Kolhapur, Nagpur, Pune

Experience: Not specified

INR 2 - 3 Lacs

Branch Sales Manager

Trivandrum, Kerala, India

Experience: Not specified

Salary: Not disclosed

Utkarsh Probationary Officer's Program

Patna, Lucknow, Ranchi

Experience: Not specified

INR 4 - 5 Lacs

Senior Executive - AML

Varanasi

1.0 - 3.0 yrs

INR 2 - 3 Lacs

CASA - Sales Executive

Ernakulam, Kozhikode, Kerala

1.0 - 3.0 yrs

INR 2 - 3 Lacs

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

Utkarsh Small Finance Bank

Banking and Financial Services

Indore

Login to

Please Verify Your Phone or Email

Confirm Action

Search

Profile

Upskill and Grow with AI

Trainee Credit Officer