State Head, Divisional Manager, Regional Manager and Branch Manager

KEY RESPONSIBILITIES:

• Supervise daily operations of all branches within the region.
  
• Ensure adherence to organizational policies, procedures, and regulatory guidelines.
  
• Monitor key performance indicators (KPIs) such as client outreach, loan disbursement, repayment rates, and portfolio quality.
  

• Team Leadership and Staff Development

• Manage and support Branch Managers and field staff.
  
• Conduct regular training, performance evaluations, and mentoring.
  
• Ensure that teams are motivated, productive, and aligned with company goals.
  

• Business Development

• Drive growth through client acquisition, retention strategies, and new product rollouts.
  
• Identify new market opportunities and expand the branch network if required.
  
• Strengthen community relationships and ensure client satisfaction.
  

• Portfolio and Credit Risk Management

• Ensure healthy loan portfolio quality by tracking delinquency and PAR (Portfolio at Risk).
  
• Implement credit risk control measures and loan recovery strategies.
  
• Review and approve high-value loan applications as per authority limits.
  

• Compliance and Reporting

• Ensure all branches comply with internal audit requirements, regulatory standards, and legal norms.
  
• Prepare and present regular reports on regional performance to senior management.
  
• Handle inspections and audits efficiently.
  

• Financial Oversight

• Monitor regional budgets, operating costs, and profitability.
  
• Support financial planning and analysis for the region.
  

• Customer Relationship and Community Engagement

• Promote customer-centric service delivery.
  
• Address customer grievances and feedback.
  
• Foster partnerships with local organizations and authorities.

Preferred candidate profile

1. Candidate should be from Microfinance and NBFC Background.

2. Age 30 to 42 years & Min graduation and above.

3. Fluency in the local language.(CANDIDATE WITH WHO KNOWS LOCAL LANGUAGES WILL GET PREFERENCE)

4. Willing to relocate as per company's policy.

5. Team player. Attitude and willing to work for the poor and for society.

6. 2-Wheelers (Motor Cycle) with Valid License and Android Phone (ATLEAST 4G CONNECTION).

Perks and benefits

1. Mess Allowance.

2. Free Lodging in company-provided accommodation.

3. State Allowance During Transfer to other states

4. PF, ESI, Gratuity & Incentive.

Rs 10 Lakhs

6. Fuel Allowance

7. Free medical consultation

8. Will get casual leave, earned leave and sick leave after completion of probation period.