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Bajaj Finance
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Senior Executive - Debt Management Services - Rural

Senior Executive - Debt Management Services - Rural

Bajaj Finance

0 - 2 years

4 - 8 Lacs

murshidabad domkal

Posted:18 hours ago| Platform:

Apply

Skills Required

management risk assessment legal risk payments

Work Mode

Work from Office

Job Type

Full Time

Job Description

Senior Executive - Debt Management Services - Rural
Job Purpose
The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Duties and Responsibilities

Achieve collections target by visiting customers or agencies.

Monitor performance against set parameters and provide regular updates.

Ensure legal guidelines are complied with while repossessing products.

Maintain accurate records of customer interactions and transactions.

Provide regular reports on collection activities and performance.

Handle escalations promptly and effectively to resolve issues.

Daily DRR (Daily Risk Report) management.

Develop and implement strategies to improve collection rates.

Case to case tracking.

Resolution as per AOP within agreed timelines.

Portfolio management.

Debt collection strategy.

Target achievement.

Regulatory compliance.

Reporting and analysis.

Risk management.

Team leadership.

Vendor management.

Co-ordinating with internal and external clients.

Required Qualifications and Experience

Experience in achieving collections targets by visiting customers or agencies.

Ability to monitor performance and provide regular updates.

Strong understanding of legal guidelines related to debt collection and repossession.

Proficient in maintaining accurate records of customer interactions and transactions.

Experience in preparing regular collection activity and performance reports.

Effective issue escalation and resolution skills.

Familiarity with Daily Risk Report (DRR) management.

Experience in developing and implementing collection strategies.

Ability to track and resolve cases within agreed timelines.

Portfolio management skills.

Knowledge of debt collection strategies and target achievement.

Understanding of regulatory compliance requirements.

Analytical skills for reporting and analysis.

Risk management capabilities.

Proven team leadership experience.

Vendor management experience.

Strong coordination skills with internal and external clients.

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