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Bajaj Finance
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Senior Executive - Debt Management - Rural

Senior Executive - Debt Management - Rural

Bajaj Finance

0 - 2 years

3 - 5 Lacs

palamaner

Posted:15 hours ago| Platform:

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Skills Required

finance management legal risk debt management services

Work Mode

Work from Office

Job Type

Full Time

Job Description

Senior Executive - Debt Management Services - Rural
Senior Executive - Debt Management Services - Rural
Job Purpose
The Debt Management Specialist will be responsible for managing and coordinating the recovery of overdue payments on loans or credit accounts. Duties and Responsibilities

Achieve collections target by visiting customers or agencies.

Monitor performance against set parameters and provide regular updates.

Ensure legal guidelines are complied with while repossessing products.

Maintain accurate records of customer interactions and transactions.

Provide regular reports on collection activities and performance.

Handle escalations promptly and effectively to resolve issues.

Daily DRR (Daily Risk Report) management.

Develop and implement strategies to improve collection rates.

Case-to-case tracking.

Resolve cases as per AOP within agreed timelines.

Portfolio management.

Debt collection strategy development and execution.

Achieve assigned targets.

Ensure regulatory compliance in all collection activities.

Reporting and analysis of collection data.

Risk management related to debt collection.

Team leadership and guidance.

Vendor management.

Coordinate with internal and external clients.

Required Qualifications and Experience

Experience in achieving collections targets by visiting customers or agencies.

Ability to monitor team performance and provide regular updates.

Strong understanding of legal guidelines in repossession processes.

Proficient in maintaining accurate records of customer interactions and transactions.

Experience in providing regular reports on collection activities and performance.

Ability to handle escalations and resolve issues efficiently.

Experience with Daily Risk Report (DRR) management.

Proven ability to develop and implement strategies to improve collection rates.

ed in case tracking and resolution within agreed timelines.

Experience in portfolio management and debt collection strategy.

Track record of target achievement.

Knowledge of regulatory compliance requirements.

Strong reporting and analytical s.

Experience in risk management.

Team leadership abilities.

Vendor management experience.

Ability to coordinate with internal and external clients.

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