Senior credit analyst

Job Description

Senior Credit Analyst (SCA) Location: Jaipur Role Overview: The Senior Credit Analyst will be responsible for structuring working capital and term loan cases, validating CMA data, preparing investor/lender pitch decks, and ensuring bankready documentation for all client mandates across Flowtrade’s credit-related verticals. Key Responsibilities (KRAs): Conduct financial analysis, CMA preparation, and ratio modelling Structure deals aligned with lender expectations and client needs Engage with Flowtrade’s lender network for proposal discussions Support RM and Founder in complex debt structuring projects Create investment memoranda and funding notes Ensure documentation compliance (KYC, financials, business proof) Key Performance Indicators (KPIs): Average TAT for credit structuring ≤ 4 working days Sanction conversion rate ≥ 60% on credit-ready proposals Minimum 10 lender/investor discussions/month 100% compliance in document checklist validation Job Type: Full-time Pay: ₹600,000.00 - ₹1,000,000.00 per year Schedule: Day shift Ability to commute/relocate: Jaipur city, Rajasthan: Reliably commute or planning to relocate before starting work (Preferred) Application Question(s): What is current CTC? What is your expected CTC? Are you familiar with documentation requirements like KYC, audited financials, ITRs, and business proofs for credit appraisal? Have you been responsible for validating document checklists or ensuring complete compliance? Experience: Corporate accounting: 3 years (Preferred) Corporate lending: 3 years (Preferred) SME: 3 years (Preferred) NBFCs: 3 years (Preferred) Bank: 3 years (Preferred) Language: English (Preferred) Work Location: In person