Senior Credit Analyst

As a Senior Credit Analyst in Kolkata, you will be responsible for leading the credit analysis team and ensuring thorough financial assessments for clients. Your role involves: - Team Leadership: Manage and mentor a team of associate credit analysts to create a collaborative and high-performance work environment. - Financial Analysis: Conduct detailed analysis of balance sheets, profit and loss statements, cash flow statements, and notes to accounts to evaluate financial health. - Ratio Analysis: Evaluate key financial ratios such as liquidity, solvency, and profitability to determine the strength and creditworthiness of companies. - Client Engagement: Interact with company promoters to understand business operations and performance compared to industry standards. - Report Preparation: Guide the team in creating detailed rating notes while ensuring accuracy and compliance with industry norms. Additionally, you will oversee the rating process management, ensuring seamless interactions with rating agencies for timely and accurate completion.,