Senior Associate Operations - US Mortgage Underwriter

WNS is Hiring for a role of Senior Associate - Mortgage Underwriter

Position Summary:

The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions.The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services.

Responsibilities:

• • Knowledge of mortgage underwriting and Agency automated underwriting systems
• • Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines
• • Review all mortgage applications and documentation for accuracy and completeness• Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.
• • Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators
• • Review property documentation including title commitments, sales contracts, insurance, and flood determinations
• • Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud

Qualifications Education:

Experience:

Knowledge/Skills/Abilities:

• Experienced mortgage professional with 2-3 years with

  US mortgage

  underwriting.
• Has a complete understanding of Conventional, FHA and VA underwriting guidelines.
• Has working knowledge of real estate lending criteria and federal, state, and agency compliance
• Can multi-task and manage time efficiently
• Has strong organizational skills, attention to detail, and basic Microsoft Office skills
• Good analytical and problem-solving skills.
• Strong organization and verbal and written communications skills.

Key Details:

Location : Gurgaon

5 Days working

Rotational Shifts and Rotational Week-offs

Hike on Current CTC upto 6.5 LPA.

Interested candidates share resume at Bhargavi.arya@wns.com