5 Secondary Market Jobs

SUMMARY Job Description Job Type : Full Time Job Summary : Responsible for performing post close audits ensuring 100% adherence to investor and agency / non - agency guidelines Job Responsibilities : Analyse loan files, including Borrower creditworthiness and ability to repay, red flag alerts, collateral valuation and worthiness, occupancy and employment verifications, title policies, and property insurance Examine and analyse assets, liabilities, income, and debt information related to applicants, which was used to make credit decision Ensure all debts in credit report are considered for calculating DTI and is compliant with client, Reverse Mortgage & FHA guidelines v Ensure Financial Assessment requirements are met as per Client , Reverse Mortgage & FHA guidelines Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly supports the approval of a loan application. Work on third party verification from ordering stage uptil completion. Ensure validation of re - verification with original documents and highlight any discrepancies / red flag Work with relevant parties to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyse financial statements, and consider other information in order to act on loan and credit requests. Ensure all discrepancies in the application file s were addressed and properly documented in writing Cure red flags, if any, that makes it eligible for sale in secondary market / investors Education & Experience : Education & Experience : Any Bachelor’s or Master’s degree (Any discipline) Must have a minimum of 3 + year of underwriting audit experience in US Residential Mortgage (FHA underwriting experience is mandatory) Prior exposure to Reverse Mortgage will be an added advantage Post - close underwriting experience would add to selection possibility Ability to effectively communicate to lines of business and senior management Effective oral and written communication skills Fast paced with attention to detail Hands on experience in Outlook and MS Office Tools Working Hours : Should be flexible to night shift Work Location : Should be flexible to work out of office full time from Mumbai

Role & responsibilities 1. Responsible for developing and maintaining strong relationships with existing and potential clients, including distributors, retailers, and HPCL dealers. 2. Create and execute effective sales strategies for auto care products in alignment with overall company goals. 3. Manage both primary and secondary sales, ensuring seamless product flow from the company to distributors (primary) and from distributors to retailers/end-users (secondary), driving consistent market growth. Preferred candidate profile 1. A graduate with 5 to 6 years of proven sales experience in the Autocare Spares & Accessories industry, or a solid background in consumer products/FMCG. 2. The ideal candidate should have a strong track record of managing dealer and distributor networks, with established relationships and demonstrated success in building and maintaining long-term business partnerships within the industry. 3. A deep understanding of sales processes, market dynamics, and channel management is essential to excel in this role.

Managed sales and distributor networks with secondary/primary sales Establishing dealer network & responsible for making effective channel network for distribution of the entire range of products. Identifying & networking with financially strong & reliable dealers & distributors, resulting in deeper market penetration & improved market share. Appointing dealers, evaluating their performance & monitoring distributor sales & marketing activities. Conducted competitor analysis, and developed data-driven strategies to revive dead markets, resulting in increase in sales.Execute Distribution Strategy and manage Dealer Retention Email Address- sonu.dl@omamconsultants.com

Managed sales and distributor networks with secondary/primary sales Establishing dealer network & responsible for making effective channel network for distribution of the entire range of products. Identifying & networking with financially strong & reliable dealers & distributors, resulting in deeper market penetration & improved market share. Appointing dealers, evaluating their performance & monitoring distributor sales & marketing activities. Conducted competitor analysis, and developed data-driven strategies to revive dead markets, resulting in increase in sales.Execute Distribution Strategy and manage Dealer Retention Team Handling Experience is must Email Address- sonu.dl@omamconsultants.com

Managed sales and distributor networks with secondary/primary sales Establishing dealer network & responsible for making effective channel network for distribution of the entire range of products. Identifying & networking with financially strong & reliable dealers & distributors, resulting in deeper market penetration & improved market share. Appointing dealers, evaluating their performance & monitoring distributor sales & marketing activities. Conducted competitor analysis, and developed data-driven strategies to revive dead markets, resulting in increase in sales.Execute Distribution Strategy and manage Dealer Retention Email Address- sonu.dl@omamconsultants.com