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5.0 - 9.0 years
0 Lacs
gujarat
On-site
Role Overview: You will be responsible for generating business under JLG Loan and maintaining the productivity and profitability of the Branch for all products. Your main focus will be on achieving the set target of disbursement and cross-selling products for the branch. Additionally, you will spearhead the Sales, ensuring revenue generation and client servicing for the branch. Your role will involve defining business targets, developing strategies for market penetration across various segments, and improving the overall business of the organization. You will lead a team of competent sales recovery executives, providing training, guidance, and motivation to enhance their quality and productivity. Key Responsibilities: - Perform risk analysis and determine the loan amount based on the borrowers" credit score. - Conduct critical analysis of financial risks and prepare appraisal reports to support credit lending decisions. - Identify potential default cases and implement proactive measures to prevent them from becoming NPA. - Maintain the quality of the portfolio by ensuring zero PAR and timely collections and disbursements in the branch. - Analyze delinquent accounts on a case-by-case basis, develop strategies for recovery, and offer debt counseling to facilitate settlement of dues. - Ensure all reports are accurate, complete, and submitted on time. - Monitor the performance of the branch and strategize for employee retention. Qualifications Required: - Bachelor's degree in Finance, Business Administration, or related field. - Proven experience in sales, revenue generation, and client servicing roles. - Strong analytical skills and ability to perform risk analysis effectively. - Excellent leadership and team management skills. - Knowledge of credit lending procedures and financial risk assessment. - Ability to develop and implement business strategies for market penetration. - Good understanding of delinquency management and debt recovery processes.,
Posted 13 hours ago
4.0 - 9.0 years
13 - 14 Lacs
Pune
Work from Office
Job Description: The Assistant Manager - Finance will play a critical role in overseeing and managing the company's financial audits, tax compliance, sales recovery processes, and bank guarantees. This position requires a detail-oriented, analytical, and proactive individual capable of working in a fast-paced environment. The Assistant Manager will ensure financial activities are conducted in accordance with internal policies and relevant regulatory requirements, aiming for efficiency and financial integrity. Key Responsibilities: A) Audit Management: Plan and execute internal and external financial audits to ensure compliance with accounting standards and statutory requirements. Coordinate with auditors, providing necessary information and facilitating audits. Analyze audit findings and implement corrective actions. B) Tax Compliance: Oversee the preparation and filing of all tax returns, ensuring compliance with local, and national tax laws and regulations. Stay updated on tax legislation changes and advise management on tax impact and strategies. Handle tax audits and inquiries from tax authorities. C) Sales Recovery: Develop and implement strategies for effective sales recovery to minimize outstanding receivables and improve cash flow. Monitor and analyze sales recovery performance, identifying and addressing issues promptly. Work closely with the sales and customer service teams to resolve disputes and streamline the recovery process. D) Bank Guarantees (BG): Manage the issuance, amendment, and closure of bank guarantees in accordance with project requirements and financial policies. Liaise with banks and financial institutions to negotiate terms and ensure compliance with contractual obligations. Monitor BG expiry dates and ensure timely renewals or cancellations. E) Job Rotation: Participate in the finance department's job rotation program, designed to broaden financial expertise and promote a deeper understanding of all finance functions. This program facilitates professional growth, enhances teamwork, and supports career development within the department. F) Skills: Excellent analytical, problem-solving, and decision-making skills. Strong leadership and team management abilities. Effective communication and interpersonal skills. Proficiency in financial software and MS Office. G) Experience: Minimum of 4 to 9 years of experience in finance, with a focus on audit, tax, sales recovery, and bank guarantees. Strong knowledge of accounting principles, tax laws, and financial regulations. Proven track record in managing audits, tax compliance, and financial reporting. Experience in sales recovery strategies and bank guarantee management. Demonstrated ability to work under pressure and meet tight deadlines. H) Working Conditions: This is a full-time position that may require extra hours during peak periods, such as financial year-end or tax season. Office-based role with the possibility of occasional travel for meetings with auditors, tax authorities, and financial institutions.
Posted 1 month ago
5.0 - 9.0 years
0 Lacs
angul
On-site
You will be responsible for generating business under JLG Loan and ensuring the productivity and profitability of the Branch across all products. Your key tasks will include achieving disbursement targets, cross-selling products, and driving revenue generation and client servicing for the branch. You will be leading the sales team, developing business strategies for market penetration, and defining business targets to enhance the organization's business. Your role will involve conducting risk analysis based on credit scores, analyzing financial risks, and preparing appraisal reports to support credit lending decisions. It will be crucial to identify potential default cases, implement proactive measures to prevent NPAs, and maintain the quality of the portfolio by ensuring zero PAR. Timely collections and disbursements in the branch will also be part of your responsibilities. You will be expected to analyze delinquent accounts, develop recovery strategies, and offer debt counseling to facilitate settlements. Maintaining the consistency, accuracy, completeness, and timeliness of reports will be vital. Additionally, you will monitor the branch's performance, strategize employee retention, and provide training, guidance, and motivation to the sales team to enhance their quality and productivity.,
Posted 1 month ago
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