Sales And Collection

Job Title: Sales and Collection Executive

Location: Aurangabad, Uttar Pradesh
Company: Khushbu Auto Finance Ltd.

Job Summary:

Khushbu Auto Finance Ltd. is looking for a proactive and target-driven Sales and Collection Executive for our Aurangabad branch. The ideal candidate will be responsible for generating business through field sales and managing timely collections from customers.

Key Responsibilities:Sales Responsibilities:

• Source customers for finance products like auto rickshaw loans and other secured lending.
• Maintain strong relations with dealers, DSAs, and local partners.
• Explain loan features, process, and eligibility to customers.
• Collect and verify required documents for loan processing.
• Meet monthly sales targets as assigned.

Collection Responsibilities:

• Follow up with customers for EMI payments and overdue recoveries.
• Conduct field visits for defaulters and ensure payment collections.
• Maintain daily records of collections and customer interaction.
• Report chronic defaulters to the legal or recovery team for further action.
• Ensure collection targets and efficiency benchmarks are met.

Required Skills:

• Good communication and interpersonal skills.
• Knowledge of local geography and customer profile.
• Experience in NBFC/BFSI field sales or collections preferred.
• Proficiency in basic Excel or mobile apps for reporting.
• Two-wheeler with valid driving license is mandatory.

Eligibility Criteria:

• Minimum Qualification: 12th pass (Graduates preferred)
• Experience: 1–3 years in sales and recovery (NBFC/banking experience preferred)
• Language: Fluency in Hindi and local dialect (Awadhi)

Job Benefits:

• Provident Fund (PF) & ESIC
• Mediclaim & Accidental Insurance
• Monthly Incentives on Achievement
• Mobile and Fuel Allowance (as per policy)
• Annual Paid Leaves

Job Type: Full-time

Pay: ₹14,000.00 - ₹16,000.00 per month

Benefits:

• Health insurance
• Paid sick time
• Paid time off
• Provident Fund

Schedule:

• Day shift