Relationship Officer/Fo BDA(MF) Angamaly

A Microfinance (MF) Field Officer plays a crucial role in facilitating financial services for underserved communities. Their responsibilities typically include:

Job Description – Field Officer (Microfinance)

Key Responsibilities:

1. Client Acquisition & Relationship Management:

Identify and enroll potential clients for microfinance services.

Conduct field visits to assess borrower needs and financial stability.

Build strong relationships with customers to ensure long-term engagement.

2. Loan Processing & Disbursement:

Educate clients on loan products, repayment terms, and financial discipline.

Collect necessary documents and verify borrower eligibility.

Assist in loan approval and ensure timely disbursement.

3. Repayment Monitoring & Collection:

Regularly follow up with borrowers for repayments and prevent defaults.

Conduct group meetings (if applicable) to reinforce financial literacy.

Address repayment challenges and recommend solutions

4. Risk Management & Compliance:

Conduct background checks to minimize risks.

Ensure compliance with company policies and regulatory guidelines.

Report any fraudulent activities or policy violations.

5. Reporting & Documentation:

Maintain accurate records of clients, loans, and repayments.

Prepare periodic reports on portfolio performance and field activities.

Provide feedback to management on field challenges and opportunities.

Skills & Qualifications:

Education: Minimum HSC/Graduate.

Experience: 1-3 years of experience in banking / Society / NBFC / Nidhi/ any other Finance Companies. Freshers can also apply.

Skills:

Strong communication and interpersonal skills.

Good knowledge of local geography and community behavior.

Basic financial literacy and documentation skills.

Ability to ride a two-wheeler

Work Environment:

Extensive travel within assigned areas.

Interaction with clients, communities, and branch offices.

Flexible working hours based on field requirements

Address: Green Safe Multistate Agriculture Cooperative Society LtdNH-544,Kothakulangara,opp Chicking, Thrissur RoadAngamaly, Ernakulam 683572

Job Types: Full-time, Permanent

Pay: ₹17,000.00 - ₹20,000.00 per month

Benefits:

• Health insurance
• Provident Fund