Relationship Officer/Fo BDA(MF) Angamaly

A Microfinance Field Officer plays a crucial role in facilitating financial services for underserved communities. Your responsibilities will include identifying and enrolling potential clients for microfinance services, conducting field visits to assess borrower needs and financial stability, and building strong relationships with customers to ensure long-term engagement. You will be responsible for collecting necessary documents, verifying borrower eligibility, assisting in loan approval, and ensuring timely disbursement. Additionally, conducting group meetings (if applicable) to reinforce financial literacy will be part of your duties. Risk management and compliance are essential aspects of the role. This involves conducting background checks to minimize risks, ensuring compliance with company policies and regulatory guidelines, and reporting any fraudulent activities or policy violations. As a Field Officer, you will also be responsible for preparing periodic reports on portfolio performance and field activities, providing feedback to management on field challenges and opportunities. The ideal candidate should have a minimum of HSC/Graduate education with 1-3 years of experience in banking, society, NBFC, Nidhi, or any other finance companies. Freshers can also apply. Strong communication and interpersonal skills, good knowledge of local geography and community behavior, basic financial literacy, documentation skills, and the ability to ride a two-wheeler are essential skills for this role. The work environment will involve extensive travel within assigned areas, interaction with clients, communities, and branch offices, and flexible working hours based on field requirements. Location: Green Safe Multistate Agriculture Cooperative Society Ltd, NH-544, Kothakulangara, opp Chicking, Thrissur Road, Angamaly, Ernakulam 683572 This is a full-time, permanent position with benefits including health insurance and Provident Fund.,