Relationship Manager- working capital

3 - 7 years

0 Lacs

Posted:3 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a Relationship Manager for working capital solutions, your role involves building and maintaining strong relationships with business and corporate clients. This includes understanding their working capital and financial requirements, analyzing their financial statements and operational data, and recommending suitable working capital solutions such as loans, cash credit, and other fund or non-fund products. Key Responsibilities: - Conduct credit risk assessments and prepare detailed financial analyses and credit appraisals - Coordinate with credit and risk management teams to safeguard the bank's interests - Regularly meet with clients to review their needs, provide updates on market trends, and optimize working capital management strategies - Identify opportunities for cross-selling other bank products like liabilities, trade finance products, treasury services, and transaction banking solutions - Oversee the end-to-end loan process from acquisition through documentation, disbursement, and renewal - Keep updated on regulatory changes and industry developments affecting clients" working capital requirements - Achieve revenue, volume, and portfolio quality targets set for working capital business growth Qualifications Required: - Bachelor's degree in Finance, Business Administration, or related field - Proven experience in financial analysis, credit risk assessment, and relationship management in a banking or financial institution - Strong understanding of working capital solutions, banking products, and industry trends - Excellent communication, negotiation, and problem-solving skills This is a full-time position that requires in-person work. Join us in this dynamic role where you can make a significant impact on our clients" financial success.,

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