Regional Credit Manager-Emerging Business-Credit Appraisal-Kolkata

Role Overview: As a Credit Analyst, your key objective will be to analyze proposals and prepare credit notes to facilitate faster deal closures. You will play a proactive role in deal structuring and credit enhancement to maintain a balance between business growth and portfolio quality. Meeting new and existing customers regularly, monitoring the portfolio, identifying stress accounts, and ensuring continuous monitoring of high-value exposures in the region will be essential aspects of your role. Key Responsibilities: - Conduct credit analysis of proposals and prepare credit notes - Participate in deal structuring and credit enhancement for faster deal closures - Meet new and existing customers on a regular basis - Monitor the portfolio regularly and identify stress accounts for corrective measures - Continuously monitor high-value exposures in the region Qualifications Required: - Strong analytical skills - Good understanding of credit underwriting principles - Ability to balance business growth and portfolio quality - Excellent communication and interpersonal skills - Proactive approach towards identifying and resolving issues Please note that this job also requires developing market intelligence through interactions with competitors, key business groups, and CA firms. Additionally, you will be responsible for raising early warning signals for stress accounts, ensuring minimal audit queries, and resolving them within prescribed timelines.,