2 Real-Time Payments Jobs

Mastercard Send is at the cornerstone of our vision of a World Beyond Cash. Our services facilitate the secure delivery of funds between senders and receivers, typically within seconds. We support multiple use cases person-to-person, business to business, disbursements, remittances, and merchant payments. With our technology and expertise, we are making sending money safe, simple, and fast. The Manager, Product Development will own and deliver on Send's priorities on Core Switching and C&I platforms in partnership with Global and Regional Product managers, C&I, Switching solutions, and other teams. ROLE Partner with cross-functional teams (e.g. Partner Platform PMTs, Software Development teams) to design, develop, and deliver new capabilities or enhancements to existing platform capabilities that drive incremental revenues, operational efficiencies, or lower risk for Mastercard. Understand business context and market dynamics for Send, including Regulatory, Legal, Competitive, and Technology landscapes. Leverage the Studio Framework to rapidly frame ideas, and develop concepts and prototypes to validate whether a market opportunity can be effectively monetized by Mastercard. Leverage a thorough understanding of the Software Development Lifecycle to partner with Product Management Technical and Software Development Guilds to develop scalable solutions. Decompose business requirements and customer experiences into features and functions to be delivered by platform/product roadmap. Incorporate feedback from cross-functional stakeholders in Legal, Data Privacy, Delivery, Finance, Marketing, Sales, etc., to ensure that the new product has a robust go-to-market plan focused on speed to market and ease of delivery. Partner with Servicing teams (e.g. GCC, CTS, Biz Ops) to ensure that the new product has a robust E2E servicing plan that enables a great end user and customer experience. Partner with Product Management to commercialize new products, providing a seamless handover supported by a robust 18-month roadmap including CX, Revenue, and Product Quality enhancements. Leverage data analysis skills to research difficult or ambiguous problems, leading cross-disciplinary teams where necessary and communicating recommendations to senior leadership. Drive institutionalized knowledge through the use of consistent product documentation (e.g., support documents). Demonstrate a commitment to continuous learning by leveraging the learning & development curriculum to augment existing knowledge, skills, and experiences. Lead by example with hands-on approaches to demonstrate product management excellence and share best practices. Demonstrate and drive Mastercard Way behaviors through their behavior, (e.g., customer and stakeholder interactions). All About You Product management experience in the global payment industry with preferred knowledge and background in real-time payments, money transfers, and remittances. Knowledge of payments data standards and with preferred knowledge of Mastercard authorization, clearing, and settlement systems and processes. Established business technical expertise in the development of integrated product solutions spanning multiple new product categories. Demonstrated leadership in taking accountability, acting with a sense of urgency, and delivering plans with passion, ambition, and aptitude. Proven organization and leadership skills with ability to build, lead, and maintain strong, productive teams and working relationships with stakeholders and external customers. Demonstrated ability to establish priorities and work independently under pressure and with limited supervision. Knowledge and experience with agile methodology for product development. Superior oral and written communication, problem solving, product documentation, and product development skills. Strong business acumen coupled with a customer focus and analytical skills. Ability to interact effectively at all levels and team with internal and external business partners.

Position Summary : As a Director in the Payments Consulting practice at EY India, you will lead large-scale, complex engagements in the payments domain, working with issuing and banks, payment system operators, fintechs, and regulators You will drive business development, key account management, thought leadership, solution innovation, and delivery excellence across areas such as real-time payments, card payments, cross-border schemes, digital currencies, payment regulations, and modernization programs You will also contribute significantly to business development, client relationship management, and talent mentoring within the practice Key Responsibilities: Engagement Delivery & Client Advisory Lead multi-disciplinary project teams delivering strategy, operating model, risk, and technology transformation programs in the payments ecosystem. Advise clients on real-time payments, cross-border initiatives (e.g., Nexus, SWIFT), CBDCs, ISO 20022 migration, and regulatory compliance (e.g., RBI guidelines, PFMI). Implement large scale programs focusing on credit/debit/prepaid card transformation for consumer and commercial clients Design, assess, and implement payment architectures, including scheme governance, operational resilience, settlement models, and clearing frameworks. Oversee the delivery of high-quality, on-time, and on-budget consulting engagements, ensuring compliance with EYs risk and quality standards. Business Development Develop go-to-market strategies for EYs payments offerings in India Build and manage relationships with key stakeholders in banks, fintechs, schemes, and payment regulators. Lead proposal development, pitch preparation, and contract negotiations for consulting assignments. Identify and pursue cross-sell opportunities in adjacent areas such as digital banking, AML/fraud, and fintech regulation. Thought Leadership & Practice Building Develop white papers, PoVs, and industry insights on payments innovation, regulatory shifts, and global best practices. Represent EY in industry forums, working groups (e.g., GFF, PCI, DLAI, etc.), and public policy discussions. Contribute to the build-out of service offerings and digital accelerators in payments advisory. Lead and mentor a team of consultants, managers, and senior managers to build internal capability and expertise. Qualification Preferred Qualifications: MBA, CA, or equivalent advanced degree in Business, Finance, or Technology. Certifications in payments (e.g., AAP, CPP), Agile/PMO, or ISO 20022 are a plus. Exposure to international payments frameworks (e.g., BIS/CPMI, SEPA, PSD2, CBDC design principles). Required Qualifications: 15+ years of experience in the financial services sector, with 10+ years in payments, including real-time payments, retail/domestic schemes, cross-border systems, or cards. Demonstrated leadership in consulting or industry roles with banks, central banks, or payment networks (e.g., NPCI, SWIFT, VISA/Mastercard, PayNet, FPS UK, FedNow). In-depth knowledge of payments regulations, operational frameworks, risk (incl. PFMI), scheme governance, and digital transformation in the payments space. Prior experience managing large transformation projects, regulatory engagements, or product rollouts. Proven track record in business development, client relationship management, and leading high-performance teams. Key Competencies: Strategic thinking with strong problem-solving and analytical skills Excellent communication, client management, and stakeholder engagement abilities Collaborative leadership style with the ability to influence and coach senior stakeholders Commercial acumen and entrepreneurial mindset High attention to quality, compliance, and professional ethics What we look for People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions We look for people who are agile, curious, mindful and able to sustain postivie energy, while being adaptable and creative in their approach.