Real Estate Underwriter

As an Analyst at Citi within the Structured Credit and Real Estate Underwriting (SCREU) team, you will play a critical role in administering a multi-billion-dollar portfolio of real estate and asset securitization transactions. Your responsibilities will include supporting monitoring and underwriting processes in conventional and affordable housing, as well as related real estate sectors such as REITS/REOC, casino/gaming, and homebuilders. Key Responsibilities: - Work proactively with the Underwriting team to ensure timely information flow and communications among all internal stakeholders - Monitor compliance of assigned deals with financing terms, portfolio performance, and financial triggers to identify and mitigate credit risks - Review servicer reports, investigate data trends, and keep abreast of industry and market trends - Prepare annual credit approval and quarterly memos - Model transactions for risk rating and stress testing purposes - Assist with special projects including stress testing, portfolio concentration analysis, and internal audit - Maintain organized credit files for compliance purposes - Review and analyze financial statements of real estate properties and borrowers - Have a basic understanding of real estate valuation methodologies Qualifications Required: - 3 to 6 years of credit, portfolio management, or structuring experience in a financial institution - Real estate or structured credit/securitization experience is a plus - Strong interest in real estate/structured products and credit analysis - Strong Microsoft Office skills, modeling experience is a plus - Strong attention to detail and organizational skills - Excellent oral and written communication skills - Ability to work independently, meet tight deadlines, and collaborate effectively with team members Education: - Bachelor's/University degree or equivalent experience - MBA, CFA, or CA preferred This job description provides a high-level overview of the work performed in the role of an Analyst at Citi within the SCREU team. Other job-related duties may be assigned as required. If you are a person with a disability and need a reasonable accommodation to use Citi's search tools and/or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster.,