Quality Executive - Microfinance Business HYDERABAD - RANIGUNJ J-Grades

You will be responsible for personally reviewing cases according to established policies and procedures, ensuring strict adherence to quality standards. Adherence to agreed upon Service Level Agreements (SLAs) and timelines is crucial for the timely completion of assigned activities. Your role will require a diverse skill set encompassing underwriting, disbursements, collateral management, and coordination with various sales and operational functions. Protecting the company's assets will be a key aspect of your responsibilities, achieved through a thorough evaluation of all credit requests, establishment of appropriate credit limits, and ensuring that all granted loans are well-documented and adequately secured by the relevant collateral. Effective communication of credit decisions to stakeholders is essential for transparency and accountability. Furthermore, you will be tasked with enhancing underwriting efficiencies while upholding proper risk management practices. Conducting Loan Account Verification, Cross Verification, KYC Checks, Bank Passbook and Document Verification, Income and Expense Assessment, Middleman Influence Assessment, Negative Area Checks, CPC Checklist Verification, and monitoring various other aspects such as Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure are also part of your responsibilities. Your role will play a critical part in the operational and financial integrity of the organization, requiring attention to detail, strong analytical skills, and the ability to make sound credit decisions while ensuring compliance with regulatory requirements and internal policies.,