National Credit Manager

10 - 20 years

30 - 45 Lacs

Navi mumbai Mumbai (all areas)

Posted:14 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Credit Underwriting & Approval

  • Oversee end-to-end

    credit appraisal and sanctioning

    of SME proposals including CC/OD, Term Loans, and Working Capital limits.
  • Evaluate

    financial statements, CMA data, bank statements, GST returns, cash flows, and projections

    .
  • Assess borrower risk through

    industry analysis, promoter background, business model evaluation, and collateral/security assessment

    .
  • Approve cases within delegated authority and recommend higher exposures to senior committees.

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