7 Manual Underwriting Jobs

As a Manual Underwriter at Barclays, you will embark on a transformative journey spearheading the evolution of the digital landscape, driving innovation and excellence. You will be tasked with harnessing cutting-edge technology to revolutionize digital offerings, ensuring unparalleled customer experiences. Key Responsibilities: - Identify and mitigate potential risks associated with individual borrowers and the overall unsecured portfolio. - Apply credit scoring models, industry benchmarks, and internal guidelines to evaluate creditworthiness and determine appropriate lending terms. - Identify potential red flags and discrepancies in applications that may indicate fraud or credit risk. Quali...

Role Overview: You will be a PartTime Residential Mortgage Loan Underwriter Consultant at JazzX AI, utilizing your expertise in underwriting to develop AI technology for mortgage underwriting activities. Your role will involve collaborating with engineering and product teams to translate real-world underwriting decisions into strong AI logic. Contract Duration: - 36 months (potential to extend up to 12 months) Time Commitment: - Up to 20 hours/week (flexible) Key Responsibilities: - Underwriting & File Assessment - Underwrite various residential mortgage loan files (purchase, rateterm refinance, cashout refinance) following Fannie Mae DU and Freddie Mac LP guidelines. - Document underwriting...

Embark on a transformative journey as Senior Underwriter at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. You will be assessed on the key critical skills relevant for success in role, such as experience with credit risk management, manual underwriting techniques, as well as job-specific skillsets. To be successful in this role as a Senior Underwriter, you should possess the following skillsets: Prior experience in manual Underwriting in a bank or related industry. A general understanding of the regulatory fram...

Job Summary: We are looking for experienced US QM Loan Underwriters to join our team supporting U.S.-based lenders. This role involves end-to-end review and decisioning of residential mortgage loan files in alignment with Qualified Mortgage (QM) standards, Fannie Mae/Freddie Mac, Agencies (FHA, VA, USDA) guidelines, and client-specific overlays. The underwriter will work closely with U.S.-based stakeholders to deliver timely and accurate underwriting decisions from our offshore location. Key Responsibilities: Review and assess borrower documentation including income, assets, credit reports, and appraisals to determine loan eligibility under QM and agency guidelines. Use AUS tools (DU/LPA) to...

Role Overview: As a PartTime Residential Mortgage Loan Underwriter Consultant at JazzX AI, you will leverage your deep expertise in underwriting to contribute to the development of AI technology supporting mortgage underwriting activities. Your collaboration with engineering and product teams will be instrumental in translating real-world underwriting decisions into robust AI logic. Key Responsibilities: - Underwriting & File Assessment - Underwrite various types of residential mortgage loan files (purchase, rate-term refinance, cash-out refinance) following Fannie Mae DU and Freddie Mac LP guidelines. - Clearly document underwriting rationale, risk profiles, and exception handling. - Proces...

As a Mortgage Underwriter at SitusAMC, you will play a crucial role in ensuring the accuracy and completeness of loan files. Your responsibilities will include: - Reviewing loan files to verify income & assets, credit reports, appraisals, and other relevant documentation. - Evaluating debt ratios, credit scores, property valuations, and other key factors. - Determining and documenting loan conditions, as well as communicating requirements and decisions. - Identifying saleability issues, potential fraud, and portfolio risks based on trends and red flags. - Maintaining knowledge of underwriting guidelines and utilizing AUS for loan conditions. - Completing any other tasks assigned by your mana...

You should have a solid background with more than 3 to 5 years of experience in the US Mortgage Industry, with a minimum of 2 years specializing in core Underwriting. It is essential that you are well-versed in all 4 Cs of Underwriting and possess a deep understanding of Non-Agency/Non-QM (Jumbo loans) underwriting guidelines, demonstrated through at least 1+ years of experience in Manual underwriting. Additionally, familiarity with major Non-QM lenders" guidelines such as Chase, Wells Fargo, US Bank, etc., as well as Bank statement only programs and asset-based income programs, will be advantageous. A comprehensive knowledge of Agency guidelines for Conventional loans (FNMA & FHLMC), FHA, V...