Manual Underwriter

As a Manual Underwriter at Barclays, you will embark on a transformative journey spearheading the evolution of the digital landscape, driving innovation and excellence. You will be tasked with harnessing cutting-edge technology to revolutionize digital offerings, ensuring unparalleled customer experiences. Key Responsibilities: - Identify and mitigate potential risks associated with individual borrowers and the overall unsecured portfolio. - Apply credit scoring models, industry benchmarks, and internal guidelines to evaluate creditworthiness and determine appropriate lending terms. - Identify potential red flags and discrepancies in applications that may indicate fraud or credit risk. Qualifications Required: - Prior experience in manual underwriting in a bank or related industry. - Good understanding of credit writing and openness to exploring opportunities in driving simplification initiatives. - Strong communication skills, both verbal and written. In this role, you will be assessed on key critical skills relevant for success, including experience with credit risk management, understanding financial accounts, IFRS guidelines, and job-specific skillsets. The position is based in the Noida office. All colleagues at Barclays are expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, acting as a moral compass. Additionally, demonstrating the Barclays Mindset - Empower, Challenge, and Drive - is essential for guiding behaviors within the organization.,