Manager/AM - Product (Consumer Card)

This position would include the mentioned set of responsibilities but not limited to:

Key highlights of the role are listed below (purely indicative and not limiting):

• Consumer card product and complete life cycle management.
• Tracking Product profitability, key products parameters tracking and co-ordination with all internal/external stakeholders for driving key interventions.
• Increasing Market share & profitable growth of the portfolio.
• SPOC for the Program for multiple departments.
• Identify, design and implement consumer credit card products for incremental business growth.
• Manage existing consumer cards and ensure periodic monitoring of key parameters and milestones.
• Strategic project implementation to offer value added services (VAS) like wallets, scheme related projects, payment mechanisms, RCRL (LE_Upgrade) etc
• Deliver targeted numbers ensuring the targeted customer and channel mix.
• Deliver targeted profitability through efficient design and management of product construct, fees and charges
• Monitor portfolio parameters and work closely with all departments for desired portfolio quality & parameters.
• Ensure compliance with regulatory and industry requirements at all times.
• Manage all internal/external stakeholders including but not limited to Sales, Marketing, Operations, Customer Service, Finance, IT, Risk and Collections

Applicants should possess the following attributes:

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• Experience in Credit Card product and portfolio management. (Most Important 2 pointers)

• Experience in managing cobrands or strategic alliances.

• Exposure to Credit Card technology including issuance as well as merchant acquiring.

• Understanding of Indian Credit Card Industry and Regulations governing it.

• Strong business development and relationship skills

• Commercial skills, negotiation skills and domain expertise

• Product thinking, Problem solving, Strategic Orientation

• Tech Understanding, Hustle, Collaboration Skills

• Analytical Ability, Business Understanding, Marketing