Manager- Risk Analytics (Underwriting)

As a Credit Risk Manager in the consumer lending industry, your main responsibilities will include: - Developing and executing credit risk strategies for products such as consumer durables or credit cards. - Defining and optimizing credit approval and credit limit assignment policies. - Monitoring and ensuring adherence to vintage risk levels within the company's risk appetite. To enhance underwriting strategies, you will: - Leverage alternative data sources such as credit bureaus, SDK, telecom, and geo-data. - Design, implement, and refine application scorecards for effective risk assessment. - Extract, analyze, and visualize data to support data-driven decision-making across the organization. You will also need to: - Identify key risk drivers and monitor trends to proactively mitigate potential risks. - Collaborate with risk systems teams to implement underwriting changes seamlessly. - Prepare, document, and effectively communicate policy updates to relevant stakeholders. The ideal candidate for this position should have: - Proven experience in credit risk management within the consumer lending industry. - Proficiency in SQL, Excel, and Tableau for data analysis, reporting, and visualization. - Basic knowledge of Python. - Candidates with experience from NBFC with Risk Analytics or Credit Risk background are preferred for this role.,