Manager - Retail Credit - Credit - Housing - EM -Jagtial - Metpally - JM

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch or location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies and procedures, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS and other related reports, building effective relationships with third parties, and ensuring service quality standards are exceeded. Additionally, you will be required to undertake a critical review of credit proposals, ensure collateral and credit risk mitigation, facilitate quick turnaround time of credit lending proposals, monitor credit exposures, review documentation of proposals, manage the credit underwriting function of the branch, and follow up on recovery of quick mortality cases. To be considered for this role, you should have a Graduate or Masters/Post Graduate degree. Certifications such as CA or MBA would be preferable.,