We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-12 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit underwriting, risk management, and financial analysis. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit teams and driving business growth.

Minimum 01years of LAP / Mortgage Sales. Preferably 50L ticket LAP / HL product from Direct channel. We would need candidates from NBFC domain only, else Banking candidates may also be Required Candidate profile considered from Assets / Lending / Loans – Direct / field sourcing background only. Good CIBIL Score Preferably Immediate joiners or less than 30days notice

Regulatory compliance adherence. • Ensuring profitability at a branch level unit. Maintaining & deepening relationship with new to bank as well as existing customers Core Responsibilities Business Acquisition • Undertakes acquisition of Quality CASA Required Candidate profile Fresher can't apply Graduation is a must Age must be in between 21-33 Any industry from sales experience 1 to 4 Years BFSI work experience preferred Good communication & interpersonal skills Perks and benefits Fixed package Incentives Medical Insurance Coverag

Area Sales Manager Personal Loans Location: Bangalore (Koramangala, near Forum Mall) Age Limit: Up to 35 years CIBIL Score: Minimum 650 Ticket Size: Up to 30 Lakh Key Responsibilities: Drive sales growth and client acquisition through direct and DSA sourcing. Identify, segment, and approach potential clients with customized loan offers. Build strong relationships with DSAs to boost unsecured loan volumes. Ensure faster loan sanctioning by collaborating with internal teams. Track and report sales productivity and operational metrics. Maintain SLA adherence and recommend process improvements. Support business development initiatives and contests to foster a high-performance sales culture.

Lead and manage a local sales team. Track and report sales metrics regularly. Develop area-specific sales strategies. Manage existing customer relationships. Ensure achievement of sales targets.

FCC: Responsibilities:-- Be part of Support/Implementation activities of Oracle FLEXCUBE Corporate Core Banking product. Knowledge of various Flexcube Corporate Modules --Fund Transfer/Payments/Bills & Collection/Letter of Credit/Loans/ General Ledger Knowledge of EMS, Flexml,SWIFT, Debug Capture process Use defined Standards/Tools/Processes/Change-Control-Steps and document all work to achieve deliverable that meet Quality/Audit/Compliance expectations of Oracle/Client. Responsible for SLA driven Application Monitoring Monitor escalations for L2/L3 Incidents and ensuring closure within the SLAs. Escalate the Incidents/failures to Level2 support as per the defined process. Support scheduled weekend activities (e.g. BCM testing, Data Centre Power downetc) of Production applications. Coordinate with Offshore Development and/or Support teams for various technical deliverables including Customization Deliveries, Patch sets, fixes etc. He/she will need to successfully manage Customer Relationship and respond / address any initial escalations from Customer. On need basis step in to analyze issues and provide L1/L2 production support covering both technical and functional domains of ORACLE FLEXCUBE Core Banking suite of products at Customer location/base location. Coordinate with all stakeholders including Client IT Team, Support Team, Offshore Development Teams to prepare and provide Status reports to Management / Client periodically. On occasion he/she might be required to provide On-Call support during non-business hours. Need involvement in Automation & Continuous Service Improvement Guide the business users on any configuration issues related to the application Regular defect status reporting along with any critical issues that may require senior managements attention Follow structured configuration and release processes for applying fixes and software release Work closely with the Infrastructure and Database support teams to ensure that core-banking environment is fully secured and optimized for high performance. Should know how to analyze Debug logs Participate in Automation & Continuous Service Improvement Desired Skills and Experience:- Candidate should have hands-on Implementation and / or production support experience with Flexcube Core Banking product. Sound Oracle DB, Oracle SQL, PL/SQL, Java, Javascript, XML, basic Unix shell scripting Hands on Expertise in Deployments, Backup/Restore Operations and Source Control tools Hands on Expertise in Microsoft Office tools including Word, Excel Client Facing skills Experience on implementation of Interfaces, Batch operations, Trouble shooting and resolution of issues encountered in production support. Good Problem Solving skills Perform proper handover/knowledge transfer at end of each assignment. Support End-of-Day (EOD) and Beginning-of-day (BOD) batch operations Qualifications: Should hold a Bachelors/Masters Degree in Computer Science / Banking. Fluency in English is a must. Experience 5 to 10 years total experience with 3 to 6 years experience in primary skills. He/she has previous Banking experience and knows how to engage with Offshore Development and Support teams in providing the end resolution for production incidents with status-reporting and root cause analysis. Ability to work in a high pressure, fast moving and challenging environment External Accreditation: ITIL v3 Foundation as Added Advantage Other skills: Ready to work in Morning/Afternoon/Night shift (9 hour shift 5 days a week) Able to work to tight deadlines and produce solid work that is both accurate and to a high standard Be self-motivated, disciplined and able to work well in a team environment but also on an individual basis to ensure tasks/actions are completed

About Forma.ai: Forma.ai is a Series B startup thats revolutionizing how sales compensation is designed, managed and optimized. We handle billions in annual managed commissions for market leaders like Edmentum, Stryker, and Autodesk. Our growth has been fuelled by our passion for fundamentally changing and shaping how companies use sales intelligence to drive business strategy. We re welcoming equally driven individuals who are excited about creating something big! What youll be doing: Reporting to the VP of Analytics & Data Science, the Analytics Manager will be a part of new customer implementations and help turn business requirements into code. Working with diverse data from customers across a variety of industries, you ll build and optimize code for big data pipelines, architectures, and data sets. You ll collaborate with various stakeholders within the business to scope out areas where the team can bring additional value, while managing competing priorities. You ll also be managing a team of Analytics Engineers and guiding their personal development. What were looking for: 5+ years of experience in Python development , SQL and Databricks/ PySpark . API experience is a bonus Solid background in building automated data ingestion and ETL/ELT pipelines Excellent ability to communicate across multiple disciplines and teams Deep appreciation for building end-to-end customer facing products with a strong sense of customer empathy Thrive in a detail-oriented collaborative environment with Product, Engineers, and Analytics teams Eagerness to exercise existing skills and acquire new ones, with a true passion for data Excitement to experiment with new technologies that improve the efficiency of current data ingestion processes Technologies we use: Backend: Python, Django, Postgres Infrastructure: AWS, Databricks, GitHub Actions Our values: Work well, together. We re real. We have kids and pets. Mortgages and student loans. We re in this together, so no matter how brilliant any one of us is, we always play nice with one another - no exceptions. Be precise. Be relentless. We believe complacency breeds failure, so we set new goals as quickly as we achieve them. We persist in the face of adversity, learn from our mistakes, and push each other to continuously improve. The status-quo is kryptonite. Love our tech. Love our customers. Our platform solves a very complex problem in a currently underserved market. While everyone at Forma isn t customer-facing, we re all customer-focused. Maybe even slightly customer-obsessed. Our commitment to you: We know that applying to a new role takes a lot of effort. Youre encouraged to apply even if your experience doesnt precisely match the job description. There are many paths to a successful career and we re looking forward to reading yours. We thank all applicants for their interest.

Senior Process Associate ITP - Pune Life Unlimited At Smith+Nephew. We design and Manufacture technology that takes the limits off living. This role is responsible for the delivery of effective and efficient finance transactional processes and controls from a GBS Centre as described in the S&N Finance Record to Report (R2R) taxonomy and in line with the Group Finance Manual, Minimum Acceptable Practices (MAPs) and Sarbanes Oxley requirements. Delivers the service to meet SLAs and KPIs and to ensure positive Voice of Customer feedback. What will you be doing? As a R2R team member the incumbent is expected to assist in all activities related to R2R, book close, Audits, inventory files, Journals and ad-hoc requests from reporting team. Prepares and records journal entries in the General Ledger in a timely and accurate manner and in accordance with US GAAP/IFRS. Performs variance analysis of balance sheet and P&L accounts monthly, quarterly, and annually. Prepares balance sheet reconciliations and correcting journal entries to address reconciling items. Provides financial data schedules to support auditor and Sarbanes-Oxley (SOX) compliance requests. Participates in SOX walkthroughs and must be able to evidence compliance with internal controls. May be required to prepare a wide range of financial reporting applicable to scope of the assigned responsibilities. Analyzes transactions, understands and explains variances, and proactively identifies potential problems and solutions. Ability to recognize unusual transactions, trends, or variations and communicate findings to supervisor or manager. Assist in Audits/Budgets and reporting team members during month end close. Reconcile all bank accounts, ensuring that all cash movements align with accounting records. Ensure proper allocation and reconciliation of intercompany transactions, including loans, interest payments, and funding transfers. Collaborate with internal teams to ensure alignment of intercompany balances in HFM reporting. Prepare and reconcile monthly treasury reports, including cash position, funding, and bank account activity. What will you need to be Successful? Education: Graduate / Post Graduate Degree - B.Com / M.Com / MBA. Minimum 3-6 years of experience in Record to Report domain. Well versed with using MS Office tools- Excel. Ability to apply logical reasoning to solve problems. Good written and verbal communication skills. SAP Knowledge is an added advantage. Flexible to work in any shift. You. Unlimited. We believe in creating the greatest good for society. Our strongest investments are in our people and patients we serve. Inclusion, Diversity and Equity - committed to welcoming, celebration and growing on Diversity. Learn more about it on our website https://www.smith-nephew.com/ . Other reasons why you will love it here! Your future: Major medical coverage + Policy exclusions and Insurance non-medical limit. Education Assistance. Work / Life balance: Flexible Personal / Vacation time off, Privilege leave, Floater leave etc. Your Wellbeing: Parents / Parents in law s insurance coverage also available. Flexibility: Hybrid work model (for most professional roles). Extra Perks: Free Cab Transport facility for all employees, one time meal provided to all employees as per shifts. Night Shift Allowances. #LI-AL1 Stay connected and receive alerts for jobs like this by joining our talent community . Were more than just a company - were a community! Follow us on LinkedIn to see how we support and empower our employees and patients every day. Check our Glassdoor page for a glimpse behind the scenes and a sneak peek into You . Unlimited . , life, culture, and benefits at S+N. Explore our new website and learn more about our mission, our team, and the opportunities we offer.

Key Roles and Responsibilities 1-3 year of experience, preferred from Banking domain Act as a primary POC for all terminal configuration requests and activation of payment methods for our merchants. Should clearly understand the policies of banking partners to drive timely TID allocation. Own & execute end to end cost queries internally & with our banking partners. Should have the ability to collaborate & execute activities independently. Work with cross-functional teams. Achieve TAT targets consistently. Understand and work towards teams/organizations objectives. Minimum requirements Working knowledge of Microsoft Excel. Experience in the payments industry is essential. Strong communication skills, oral & written. Ability to negotiate with banks and able to maintain good internal and external relationships with all the stakeholders. Proven experience on google sheets or excel knowledge. Self motivated and result oriented personality. Strong interpersonal skills and an ability to build rapport with our banking representatives. Hardworking with strong work ethics.

Roles and Responsibilities:- Oversee the P2P (Procure-to-Pay) and R2R (Record-to-Report) processes at Razorpay, ensuring strategic alignment and efficient financial operations impacting the P&L and Balance Sheet for group companies.Drive finance automation initiatives through SAP S/4HANA and other financial tools to enhance accuracy and efficiency. Manage ITGC and ITAC audits in collaboration with Big Four auditors. Supervise accounting and reconciliation of Escrow and customers money movement across multiple business units, ensuring timely Balance Sheet reconciliation and month-end closures. Manage key vendor relationships, oversee the Accounts Payable (AP) team and treasury accounting team, and collaborate with internal stakeholders and business partners. Ensure timely completion of Statutory and Internal Audits, taking ownership of auditprocesses for group entities and ensuring adherence to defined timelines. Analyse unit economics, drive cost optimization, and provide actionable financial insights to support strategic decision-making. Oversee cost center and profit center accounting, ensuring accurate cost allocation and financial reporting.Conduct in-depth monthly P&L and Balance Sheet reviews, including preparing review decks and performing variance analysis to track financial performance. Mandatory Qualifications:- Proven track record in process improvement and driving continuous efficiency enhancements in financial operations. Strong interpersonal, communication, and leadership skills, with the ability to collaborate across teams. Expertise in ERP systems (SAP experience preferred) Prior experience in core finance, controllership, or financial automation is highly desirable. Chartered Accountant (CA) with 8+ years of post-qualification experience in R2R, P2P, ERP implementation, & finance automation.

Head Legal & Company Secretary (PSS07663) To lead the Legal, Compliance, and Company Secretarial functions for the organization, ensuring legal integrity and full compliance with applicable laws and regulatory frameworks, including those laid down by RBI, MCA, SEBI, and related authorities. Key Responsibilities: Oversee all legal matters relating to lending operations, vendor contracts, commercial agreements, and litigation. Draft, review, and negotiate key legal documentation, including service contracts, loan terms, and business agreements. Design and implement legal risk mitigation strategies and manage ongoing arbitration or litigation cases in coordination with external counsel. Ensure adherence to applicable financial services regulations and directions issued by relevant regulatory bodies. Lead the company secretarial function, including organizing board and shareholder meetings, maintaining statutory records, and filing with authorities. Act as a governance advisor to senior management, staying current on legal and regulatory developments. Drive a culture of legal integrity and compliance within the organization while managing a lean, efficient legal team. Educational Qualifications and Experience: Mandatory: Company Secretary (ACS/FCS) and Law Graduate (LL.B./LL.M.) Experience: 12-17 years in legal and secretarial functions, with at least 5 years in a leadership capacity. Preferred Background: Prior experience in NBFCs or regulated financial services firms. Strong grasp of Companies Act, RBI guidelines, SEBI regulations, and allied corporate laws. Excellent skills in legal drafting, leadership, communication, and stakeholder management.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Business Function Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards. Job Purpose To manage and sustain a portfolio of Corporate customers, building long term relationships founded on efficient and reliable support for their business. To work with product groups and other colleagues both in India and overseas to build our Local and MNC client base, and enhance wallet share from both new and existing customers. Risk assessment of facility clients in the form of continuous monitoring (writing memos, working through the approval process and working with RMG, Operations, product groups etc to ensure seamless delivery to the client). Key Accountabilities Relationship Manager responsible for a portfolio of corporate clients. Manage relationships through constant interaction & account mapping at varied levels in client organizations, while ensuring a risk-adjusted portfolio contribution Determine the products that are most effective in meeting customer s needs and be able to sell these both reactively and proactively. Customize, adapt & develop new products to increase profitability, reduce costs & ease operational bottlenecks. Implement & execute IBG1 business strategy to increase market share & to achieve targets consistent with IBG1 s revenue, ROE & Cost / Income ratio targets. Cross sell other products of the bank including cash, treasury, trade & others. Ensure the highest customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints. Ensure all regulatory reporting & compliances are enforced. Also ensure assistance to external & internal audits Develop the DBS brand in the region. Research different identified & appropriate market segments including analysis of key requirements for each segment. Build and develop a high performing team through embedding performance development and coaching. Create an empowering environment for the team, encouraging individual ownership and initiative. Ensure coaching and feedback in order to achieve their maximum potential. Make reward decisions within set guidelines. Job Duties & Responsibilities Primary contact at CEO, Finance Director, and Treasurer level in Corporates controlling offices, discussing inter alia customer needs, service reviews, and credit risk issues. Advises and debates how business finances could be structured in the short-term and medium/long term. Grow the team s portfolio profitability by identifying new and existing customer potential including sales opportunities and new product promotion initiatives. Control and quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies. Formulate business development strategies and objectives to meet changing market needs. Develop prioritized target list & structured client calling plans in place and formulate client action plans. Monitor conformance of team using new relationship development procedures. Monitor results of customer surveys against target service quality standards. Monitor levels of complaints and quality of handling. Proactively researches competitive threats/opportunities within the team s market and geographical area. Ensure that quality proposals are submitted to the credit chain Communicates all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points (including introductions to new personnel) and new product changes. Keep customers advised on the expected delivery date for product/credit applications. Monitors and ensures adherence to risk service standards Develops and maintains a detailed knowledge of industry sectors within the customer portfolio. Control and manage the risk profile for the overall Team portfolio. Manages performance of the team against key financial (risk-adjusted contribution) sales, service and operational targets. Manage segmentation of the portfolio. Develop Customer Relationship Plans for customers in portfolio. Required Experience Overall, 7-12 years of experience in corporate banking, MNC RM experience preferable. roven track record in the corporate & commercial banking Sound understanding of products Sound Understanding of credit proposals Knowledge of competitors and market place Education / Preferred Qualifications An MBA or CA with relevant number of years of experience in banking is preferable. Core Competencies Strong selling and negotiation skills Excellent diagnostic skills and rigorous approach to problem solving Excellent communication skills at all levels Excellent comprehension skills to understand and interpret industry data and economic trends Sound financial counseling skills Strong credit risk analysis skills Strong formal presentation skills to gain acceptance to solutions, both internally and externally Team creation and co-ordination skills to mobilize and manage product specialists Proven leadership experience in leading & managing sales. Ability to think creatively and identify innovative solutions. Technical Competencies Sound understanding corporate & commercial banking, products, credit proposals & approval processes, internal guidelines & policies. Understanding of regulatory guidelines on banking policies issued by RBI (local regulations in India) and local laws and regulations that impact businesses in general. Understanding of KYC requirements & Anti-money Laundering Policies are critical. Knowledge of financial markets and products to assist in meaningful dialogue with clients Financial Analysis and research capabilities. Evaluation of credit risks involved in credit proposals. Work Relationship Working relationship with RM s / Sales in CBG / CMS/ GTS to maximize opportunities and cross sell of products. Important and constant relationship with credit both in developing new products for IBG1 customers and maintaining the quality of the account s portfolio. Close working relationship with internal support/ product functions such as Operations, Product Owners (eg T&M, Custody, GTS); Credit Risk & CCU for approval of credit lines, legal & compliance for regulatory & compliance issues etc. Working relationship with operations to ensure smooth delivery to the customer. DBS India - Culture & Behaviors Drive Performance Through Value Based Propositions Ensure Customer Focus by Delighting Customers & Reduce Complaints Build Pride and Passion to Protect, Maintain and Enhance DBS Reputation Enhance Knowledge Base, Build Skill Sets & Develop Competencies Invest in Team Building & Motivation through Ideation & Innovation Execute at Speed While Maintaining Error Free Operations Develop a Passion for Performance to Grow Talent Pool Maintain the Highest Standards of Honesty and Integrity.

Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgages and financial products. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with banking operations and procedures. Ability to meet sales targets and achieve performance goals.

Roles and Responsibility Manage and oversee daily branch operations to ensure efficient service delivery. Develop and implement strategies to enhance customer satisfaction and loyalty. Lead and motivate a team of sales professionals to achieve business objectives. Foster strong relationships with customers, colleagues, and stakeholders. Analyze market trends and competitor activity to identify growth opportunities. Ensure compliance with regulatory requirements and internal policies. Job Requirements Strong knowledge of banking products and services, including savings accounts, loans, and credit cards. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and decision-making skills with attention to detail. Experience in managing and leading a team of sales professionals. Familiarity with CRM software and other banking systems. Educational qualifications: Any Graduate or Postgraduate degree.

Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in using technology and software applications.

Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and generate leads through networking and prospecting. Conduct market research to stay updated on industry trends and competitor activity. Collaborate with internal teams to achieve sales targets and improve customer satisfaction. Provide excellent customer service and resolve customer complaints professionally. Meet or exceed monthly and quarterly sales targets consistently. Job Requirements Strong knowledge of financial products and services, including savings accounts, loans, and credit cards. Excellent communication and interpersonal skills, with the ability to build rapport with customers and colleagues. Proven track record of achieving sales targets and driving business growth. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills, with attention to detail and accuracy. Familiarity with banking software and systems, and the ability to learn new technology quickly.

Roles and Responsibility Develop and maintain strong relationships with merchants to increase business opportunities. Identify and acquire new clients to expand the bank's customer base. Provide excellent customer service and support to existing clients. Collaborate with internal teams to resolve client issues and improve overall satisfaction. Analyze market trends and competitor activity to stay ahead in the competition. Achieve sales targets and contribute to the growth of the bank's revenue. Job Requirements Minimum 1 year of experience in the BFSI industry, preferably in Merchant OD. Strong knowledge of banking products and services, including loans and deposits. Excellent communication and interpersonal skills to build strong relationships with clients. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Any graduate degree from a recognized university.

Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from existing clients. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Minimum 3 years of experience in relationship management, preferably in micro mortgages. Strong knowledge of financial products and services related to housing loans. Excellent communication and interpersonal skills to build strong client relationships. Ability to work independently and as part of a team to achieve sales targets. Strong analytical and problem-solving skills to identify new business opportunities. Proficiency in using technology platforms to manage client interactions and transactions.

Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales strategy development.

Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Minimum 2 years of experience in relationship management, preferably in micro mortgages. Strong knowledge of financial products and services, including micro mortgages. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Proficiency in MS Office and other relevant software applications.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the companys base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of APFs and increase penetration in the approved APF projects. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as we'll as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline