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3.0 - 6.0 years

1 - 2 Lacs

Jalgaon, Nashik

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We are looking for a highly skilled and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-6 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing clients to increase business growth. Identify new business opportunities and expand the client base. Provide excellent customer service and resolve client queries promptly. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of the bank's products and services. Job Requirements Strong knowledge of the BFSI industry and its regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is preferred. Ability to build and maintain strong relationships with clients and colleagues.

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3.0 - 7.0 years

4 - 8 Lacs

Koduru, Chitoor

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 3-3 years of experience in the BFSI industry, preferably with Equitas Small Finance Bank Ltd. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of mortgage products and services. Provide exceptional customer service and support to resolve client queries and concerns. Stay updated on market trends and competitor activity to stay ahead in the retail mortgages sector. Achieve sales targets and contribute to the growth of the organization. Job Requirements Proven experience in relationship management, preferably in the BFSI industry. Strong knowledge of retail mortgages and related products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage.

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1.0 - 4.0 years

1 - 4 Lacs

Kollam, Coimbatore, Thiruvananthapuram

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We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer relationships. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Strong understanding of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Experience in developing and implementing business plans and strategies. Ability to build and maintain strong relationships with clients and stakeholders.

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1.0 - 4.0 years

1 - 4 Lacs

Nagar, Chennai

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We are looking for a highly skilled and experienced Digital Banking Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry, with expertise in digital banking platforms. Roles and Responsibility Manage and maintain the bank's digital channels, including online and mobile banking platforms. Develop and implement strategies to enhance customer engagement and retention through digital banking services. Collaborate with cross-functional teams to identify and mitigate risks associated with digital banking operations. Provide excellent customer service and support to resolve issues related to digital banking transactions. Analyze market trends and competitor activity to stay ahead in the competitive BFSI landscape. Ensure compliance with regulatory requirements and industry standards for digital banking practices. Job Requirements Strong understanding of digital banking principles, technologies, and best practices. Excellent communication and interpersonal skills to interact effectively with customers and internal stakeholders. Ability to work in a fast-paced environment and adapt to changing priorities and deadlines. Proficiency in using digital banking software and systems, with strong analytical and problem-solving skills. Experience working in a team environment, collaborating with colleagues to achieve shared goals. Strong attention to detail and ability to maintain accurate records and reports.

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2.0 - 5.0 years

2 - 4 Lacs

Pune, Akurdi, Chowk

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Looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry, preferably with a background in Mutual Funds. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial goals and provide tailored investment solutions. Conduct thorough needs analysis to identify client requirements and offer personalized advice on mutual fund investments. Collaborate with internal teams to stay updated on market trends and regulatory changes affecting mutual funds. Provide exceptional customer service by responding promptly to client inquiries and resolving issues professionally. Identify new business opportunities through networking and referrals to expand the existing client base. Stay current with industry developments and competitor activity to maintain a competitive edge. Job Requirements Proven experience in relationship management within the BFSI industry, preferably in mutual funds. Strong knowledge of financial markets, products, and regulations governing mutual funds. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet sales targets. Proficiency in using technology and software applications to manage client relationships and track market trends. Strong analytical and decision-making skills to provide informed investment advice.

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1.0 - 5.0 years

1 - 3 Lacs

Hospet, Gadag, Hubli

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We are looking for a highly motivated and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably with a background in finance or banking. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and disputes. Analyze financial data to identify trends and areas for improvement in receivables management. Ensure compliance with regulatory requirements and company policies. Maintain accurate records and reports on receivables and collections. Job Requirements Strong knowledge of financial regulations and laws governing the BFSI industry. Excellent communication and interpersonal skills for effective customer interaction. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills to resolve complex issues. Proficiency in Microsoft Office and other relevant software applications. Experience working with CRM systems and managing large datasets.

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1.0 - 4.0 years

7 - 11 Lacs

Hosur, Chennai, Vellore

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in merchant operations. Roles and Responsibility Manage and maintain strong relationships with existing merchants to increase business growth. Identify new business opportunities and develop strategies to expand the customer base. Collaborate with internal teams to ensure seamless execution of merchant onboarding and disbursement processes. Develop and implement effective sales plans to achieve business targets. Provide exceptional customer service and support to resolve merchant queries and issues. Analyze market trends and competitor activity to stay ahead in the competitive landscape. Job Requirements Strong knowledge of BFSI industry dynamics and regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. Strong analytical and problem-solving skills. Experience working with merchant operations and understanding of their needs is essential.

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2.0 - 7.0 years

1 - 5 Lacs

Nagar, Hyderabad

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We are looking for a highly skilled and experienced Premium Acquisition Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective strategies to acquire premium customers. Build and maintain strong relationships with existing clients to increase sales. Identify new business opportunities and expand the customer base. Collaborate with cross-functional teams to achieve business objectives. Provide excellent customer service and support to ensure high levels of satisfaction. Analyze market trends and competitor activity to stay ahead in the industry. Job Requirements Strong knowledge of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills with attention to detail. Experience in managing and leading a team to achieve business goals. Strong understanding of customer needs and preferences.

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2.0 - 5.0 years

5 - 9 Lacs

Karnataka

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We are looking for a skilled Senior Key Account Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry, with a strong background in managing key accounts and driving business growth. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Build and maintain strong relationships with existing clients to increase customer satisfaction and retention. Identify new business opportunities and expand existing client relationships. Collaborate with cross-functional teams to drive business growth and improve overall performance. Analyze market trends and competitor activity to stay ahead in the industry. Provide exceptional customer service to ensure high levels of customer satisfaction. Job Requirements Proven experience as a Senior Key Account Manager or similar role in the BFSI industry. Strong understanding of the BFSI sector and its regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage.

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1.0 - 6.0 years

1 - 3 Lacs

Kolhapur, Pune

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong attention to detail and organizational skills. Ability to build relationships with clients and stakeholders.

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2.0 - 3.0 years

1 - 2 Lacs

Nandyal, Tirupati, Kurnool

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We are looking for a highly skilled and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints professionally. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of banking products and services, including savings accounts, loans, and credit cards. Excellent communication and interpersonal skills, with the ability to build strong relationships with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Proficient in using computer software applications, including Microsoft Office and other banking systems. Ability to adapt to changing circumstances and priorities, with a flexible and proactive approach.

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2.0 - 5.0 years

1 - 4 Lacs

Palanpur

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We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry, with a strong background in sales and business development. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets and expand the customer base. Build and maintain strong relationships with existing customers to increase loyalty and retention. Identify new business opportunities and generate leads through networking and market research. Collaborate with cross-functional teams to develop and launch new products and services. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Strong knowledge of the BFSI industry and its regulations. Excellent communication and interpersonal skills to build strong relationships with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience in developing and implementing business strategies to achieve sales targets. Familiarity with CRM software and other sales tools.

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3.0 - 6.0 years

1 - 3 Lacs

Palin, Jodhpur

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We are looking for a skilled Customer Service Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 7 years of experience in the BFSI industry. Roles and Responsibility Handle customer inquiries and resolve issues professionally. Provide excellent customer service and ensure satisfaction. Respond to customer complaints and concerns promptly. Collaborate with internal teams to improve overall customer experience. Develop and maintain strong relationships with customers. Identify opportunities to upsell and cross-sell products and services. Job Requirements Strong communication and interpersonal skills. Ability to work in a fast-paced environment and handle multiple tasks simultaneously. Excellent problem-solving and analytical skills. Proficient in using technology and software applications. Strong attention to detail and organizational skills. Ability to work collaboratively as part of a team.

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7.0 - 12.0 years

4 - 8 Lacs

Nanjangud, Mysuru

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We are looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd, with 7 years of experience in the BFSI industry. The ideal candidate will have a strong background in retail mortgages and excellent relationship management skills. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement sales plans to achieve monthly and quarterly targets. Provide exceptional customer service and support to resolve client queries and concerns. Job Requirements Minimum 7 years of experience in the BFSI industry, preferably in retail mortgages. Strong knowledge of financial products and services, including mortgages and loans. Excellent communication and interpersonal skills, with the ability to build strong relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working with CRM software and other sales tools is an advantage.

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13.0 - 18.0 years

6 - 10 Lacs

Mumbai

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We are looking for a skilled Senior Regional Sales Manager to lead our sales team in achieving business objectives. The ideal candidate will have a strong background in the BFSI industry and 13 years of experience. Roles and Responsibility Develop and implement effective sales strategies to drive business growth. Lead and manage a team of sales professionals to achieve targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to develop new products and services. Monitor and control expenses to ensure profitability. Job Requirements Proven track record of achieving sales targets in the BFSI industry. Strong leadership and management skills with the ability to motivate teams. Excellent communication and interpersonal skills to build strong relationships. Ability to analyze market trends and develop effective sales strategies. Strong problem-solving and decision-making skills to drive business growth. Experience in managing and controlling expenses to ensure profitability.

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0.0 - 2.0 years

0 - 1 Lacs

New Delhi, Gurugram

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We are looking for a highly motivated and enthusiastic individual to join our team as an Executive Trainee in Equitas Small Finance Bank Ltd. The ideal candidate will have 0 to 2 years of experience. Roles and Responsibility Develop and implement effective business strategies to achieve organizational goals. Build strong relationships with clients and stakeholders to drive business growth. Conduct market research and analyze industry trends to identify new opportunities. Collaborate with cross-functional teams to develop and launch new products and services. Provide exceptional customer service and support to ensure high levels of customer satisfaction. Identify and mitigate risks to ensure compliance with regulatory requirements. Job Requirements Strong understanding of the BFSI sector and its regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Team player with a positive attitude and willingness to learn. Familiarity with financial products and services is an added advantage.

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2.0 - 7.0 years

2 - 6 Lacs

Gadag, Hubli, Mudhol

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and cross-sell products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in using technology and software applications.

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2.0 - 3.0 years

8 - 12 Lacs

Pathankot

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We are looking for a highly skilled and experienced Branch Business Head to lead our team in Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Develop and implement strategies to achieve business objectives and expand customer base. Manage and supervise a team of professionals to ensure excellent customer service and sales performance. Build and maintain relationships with key stakeholders, including customers, partners, and regulatory bodies. Analyze market trends and competitor activity to identify opportunities and threats. Ensure compliance with regulatory requirements and internal policies. Monitor and control expenses to manage resources effectively. Job Requirements Proven experience in a leadership role within the BFSI industry. Strong understanding of financial products and services, particularly in small finance banking. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and adapt to changing priorities. Strong analytical and decision-making skills with attention to detail. Experience in managing teams and driving business growth through strategic planning.

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1.0 - 3.0 years

1 - 3 Lacs

Chennai

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We are looking for a highly skilled and experienced Receivable Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry. Roles and Responsibility Manage and maintain accurate records of receivables, including invoices, payments, and outstanding balances. Develop and implement effective strategies to minimize bad debt and improve cash flow. Collaborate with cross-functional teams to resolve billing discrepancies and payment issues. Analyze and report on receivable performance metrics, such as delinquency rates and collection efficiencies. Identify and mitigate potential risks associated with receivables, including fraud and credit risk. Provide exceptional customer service by responding promptly to customer inquiries and resolving issues professionally. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking operations. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment with multiple priorities and deadlines. Proficiency in Microsoft Office applications, particularly Excel and Word. Experience with receivable management software and systems is an asset. Strong analytical and reporting skills, with attention to detail and accuracy.

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2.0 - 5.0 years

1 - 3 Lacs

Chitradurga, Tiptur, Bhadravati

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We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry, with expertise in managing receivables and collections. Roles and Responsibility Manage and oversee the branch's receivable portfolio, ensuring timely payments from customers. Develop and implement effective strategies to minimize bad debt and improve cash flow. Collaborate with the collections team to resolve outstanding issues and reduce delinquencies. Analyze and report on receivable performance metrics, providing insights for improvement. Ensure compliance with regulatory requirements and internal policies related to receivables. Build strong relationships with customers, addressing their queries and concerns regarding payments. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, negotiation, and problem-solving skills. Ability to work effectively in a fast-paced environment, meeting deadlines and targets. Proficiency in MS Office and other relevant software applications. Strong analytical and reporting skills, with attention to detail and accuracy. Experience working in a similar role within the BFSI industry, preferably in a bank or NBFC setting.

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3.0 - 5.0 years

1 - 2 Lacs

Hyderabad, Nizamabad

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We are looking for a highly skilled and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-5 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base. Provide excellent customer service and resolve customer complaints promptly. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Strong knowledge of the BFSI industry and its regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is preferred. Ability to build and maintain strong relationships with customers and colleagues.

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2.0 - 5.0 years

4 - 8 Lacs

Chennai

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We are looking for a highly skilled and experienced Analyst to join our Data Analytics team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in data analysis and analytics, with a strong background in the BFSI industry. Roles and Responsibility Analyze complex data sets to identify trends and patterns that inform business decisions. Develop and maintain databases and data systems to support business intelligence initiatives. Collaborate with cross-functional teams to design and implement data-driven solutions. Provide data-driven insights and recommendations to senior management and stakeholders. Develop and maintain reports and dashboards to track key performance indicators. Stay up-to-date with industry trends and emerging technologies in data analytics. Job Requirements Strong understanding of data analysis and visualization tools such as Excel, SQL, or Tableau. Experience working with large datasets and developing predictive models. Excellent communication and problem-solving skills, with the ability to work effectively in a team environment. Ability to prioritize multiple tasks and deadlines in a fast-paced environment. Strong attention to detail and organizational skills, with the ability to maintain accurate records. Familiarity with regulatory requirements and industry standards in the BFSI sector.

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4.0 - 6.0 years

1 - 4 Lacs

Sangamner, Jaipur

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We are looking for a skilled Personal Banker to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 4 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective banking strategies to achieve business objectives. Build and maintain strong relationships with clients to understand their financial needs. Provide expert advice on investment products and services to clients. Manage and grow a portfolio of high net worth individual (HNI) clients. Collaborate with internal teams to deliver exceptional customer service. Identify new business opportunities and expand existing client relationships. Job Requirements Strong knowledge of banking operations, including sales, customer service, and compliance. Excellent communication and interpersonal skills to build strong client relationships. Ability to analyze financial data and provide informed investment advice. Strong problem-solving and analytical skills to resolve complex client issues. Experience working in a fast-paced environment with multiple priorities and deadlines. Proficiency in using banking software and technology to manage client portfolios.

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2.0 - 4.0 years

1 - 3 Lacs

Gokak

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We are looking for a highly skilled and experienced Customer Service Officer to join our team in Equitas Small Finance Bank Ltd. The ideal candidate will have 2 years of experience in the BFSI industry, with a strong background in customer service. Roles and Responsibility Handle customer inquiries and resolve issues professionally. Provide excellent customer service through various channels. Respond to customer complaints and concerns promptly. Collaborate with internal teams to improve overall customer satisfaction. Develop and maintain knowledge of products and services. Identify opportunities to upsell and cross-sell products. Job Requirements Minimum 2 years of experience in customer service or a related field. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and handle multiple tasks simultaneously. Knowledge of banking operations and financial products is an advantage. Strong problem-solving and analytical skills. Ability to build rapport with customers and internal stakeholders.

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1.0 - 2.0 years

4 - 8 Lacs

Ahmedabad

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Looking for a motivated Relationship Manager to join our team in the retail mortgages sector. The ideal candidate will have 1-2 years of experience and be based in Equitas Small Finance Bank Ltd. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Conduct thorough analysis of client financial data to determine the best course of action. Collaborate with internal teams to ensure seamless execution of mortgage loan applications. Provide exceptional customer service by responding promptly to client inquiries and resolving issues efficiently. Stay up-to-date with industry trends and competitor activity to stay ahead in the market. Job Requirements Proven experience in relationship management, preferably in the BFSI sector. Strong knowledge of retail mortgages and related products. Excellent communication and interpersonal skills are required to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are needed to analyze complex financial data. Experience working with small finance banks or similar institutions is preferred.

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Exploring Loans Jobs in India

The loans job market in India is thriving, with numerous opportunities available for job seekers looking to build a career in this field. From banking institutions to financial technology companies, there is a high demand for professionals with expertise in loans. If you are considering a career in this industry, here is a guide to help you navigate the job market in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

These cities are known for their robust financial sectors and offer ample opportunities for loans professionals.

Average Salary Range

The average salary range for loans professionals in India varies based on experience and location. Entry-level positions typically start at INR 3-4 lakhs per annum, while experienced professionals can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the loans industry may include roles such as Loan Officer, Credit Analyst, Loan Processor, Loan Underwriter, and Loan Manager. As professionals gain experience and expertise, they can progress to higher-level roles such as Senior Loan Officer, Credit Manager, and Vice President of Lending.

Related Skills

In addition to expertise in loans, professionals in this field are often expected to have skills in financial analysis, risk assessment, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you handle loan delinquencies and defaults? (medium)
  • What are the key factors to consider when evaluating a loan application? (medium)
  • How do you stay updated on changes in lending regulations? (advanced)
  • Describe a challenging loan approval process you managed successfully. (medium)
  • How do you ensure compliance with anti-money laundering regulations in loan processing? (advanced)
  • Can you explain the impact of interest rates on loan repayments? (basic)
  • What are the different types of collateral that can be used to secure a loan? (basic)
  • How do you handle customer complaints related to loan terms and conditions? (medium)
  • What strategies would you use to increase loan portfolio growth? (medium)
  • How do you prioritize loan applications in a high-volume environment? (medium)
  • Can you describe a time when you had to make a difficult lending decision? (medium)
  • How do you verify the income and employment details of loan applicants? (basic)
  • What role does credit scoring play in the loan approval process? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What are the risks associated with subprime lending? (advanced)
  • How do you handle confidential information in the loan processing workflow? (basic)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • How do you handle competing deadlines in the loan approval process? (medium)
  • What are the key metrics you use to evaluate the performance of a loan portfolio? (medium)
  • How do you ensure accuracy in loan documentation and records? (basic)
  • What steps would you take to mitigate risks in a loan portfolio during an economic downturn? (advanced)

Closing Remark

As you explore opportunities in the loans job market in India, remember to prepare thoroughly for interviews and showcase your skills and expertise confidently. With the right preparation and mindset, you can build a successful career in this dynamic and rewarding industry. Good luck!

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