Loan Officer

Job Description

Greetings from Grampro Business service Pvt Ltd, we are hiring for the below profile, Interested feel free to Apply. 1) Name of the Company : Tata Capital Limited 2) Designation : Loan Officer 4) Department :Sales 5) Employment Type : Full Time - On Roll 6) Reporting to : Branch Manager 6) Main Task : Acquisition and Maintenance of new Clients, Sales & Collection 8) Area of Responsibility : * To ensure the achievement of disbursement targets with minimum delinquency * Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. * Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. * Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. * Disbursement, repayment and delinquency management, achieving daily / weekly collections targets * Makes a close follow up of the disbursed loans, especially of the ones not paying on time. * Undertake regular field visits, Centre Meeting and loan applicants * Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. * Build strong client relationships both internally and externally and build a strong brand identification with potential customers. * Ensuring weekly / daily meetings & visit to centre Job Description Specification 9) Job Location : Across Tamil Nadu 10) Compensation Band : 2.50LPA - 3.10LPA 11) Career Progression : QE / BM 12) Education Qualification : Any Degree and 12th 13) Skill Sets : Relationship management, Business sourcing * Flair for sales * Understand critical attributes of customer service 14) Communication Skills: Fluency in Local Language Other Requirement (if any) : Experience : Fresher and 1+year Experience in MFI 15) Other Requirement (if any) : * Adaptability * Interpersonal Skill * Valuing Service and Dirversity * Initiative / Perseverance.