Loan Officer ( Female)

Job description

Job Responsibilities:

• Advises clients about the risks, consequences, and benefits of alternative lending solutions.
• Develops loan applications by evaluating applicant information and documentation.
• Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.
• Evaluates loan applications and documentation by informing applicant of additional requirements.
• Rejects loans by explaining deficiencies to applicants.
• Schedules and tracks closing dates, contingency dates, and loan lock expirations.
• Approves loans by issuing checks or forwarding applications to loan committee.
• Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.
• Prepares and submits timely and accurate loan files.
• Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.
• Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining professional networks, and participating in professional organizations.
• Helps customers by answering questions and responding to requests.
• Maintains customer confidence by keeping loan information confidential.
• Accomplishes bank mission by completing related results as needed.

Qualifications / Skills:

• Financial skills
• Time management skills
• Knowledge of financial software
• Customer service
• Thoroughness
• Confidentiality
• Analyzing information
• Decision making
• Professionalism
• Quality focus
• Negotiation skills

Education and Experience Requirements:

• Any Degree
• Most advanced positions require a BA or BS in economics, finance, business, or other related field
• 2-5 years business experience (Loan department)

Job Types: Full-time, Permanent

Pay: ₹18,784.00 - ₹40,378.84 per month

Benefits:

• Health insurance
• Provident Fund

Schedule:

• Day shift
• Morning shift

Ability to commute/relocate:

• Kochi, Kerala: Reliably commute or planning to relocate before starting work (Preferred)

Experience:

• Loan: 2 years (Preferred)

Location:

• Kochi, Kerala (Preferred)

Work Location: In person

Speak with the employer
+91 9188922078