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Loan Officer

1 - 2 years

2 - 4 Lacs

Dimapur Nagaland India

Posted:14 hours ago| Platform: Foundit logo

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Skills Required

Loan Management System Negotiation Credit Analysis Evaluate loan applications

Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities: Evaluate loan applications by analyzing creditworthiness, income, and financial history. Interview applicants to gather necessary information and documentation. Explain loan options, terms, and conditions to applicants clearly. Prepare and present loan proposals to the credit committee or management. Ensure all loan documents are accurately completed and compliant with company policies. Maintain records of loan applications, approvals, and disbursements. Follow up with clients for loan repayments and resolve any issues. Build and maintain relationships with clients and referral sources. Stay updated on lending regulations and market trends. Meet loan disbursement and collection targets. Qualifications & Skills: Bachelor's degree in Finance, Business Administration, or related field. 13 years of experience in banking, lending, or credit analysis. Strong understanding of loan underwriting and credit analysis. Excellent communication, negotiation, and interpersonal skills. Detail-oriented with strong analytical abilities. Proficient in MS Office and loan management software. Ability to work independently and meet targets.

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