23 Live Underwriter Jobs

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk

Position Senior Underwriter Experience – 2 to 8 years Notice – Immediate to 30 days Job Description: The Underwriter will be responsible to verify and analyse complex information in accordance with policies procedure to process and evaluate mortgage loan applications. The Underwriter must use their business judgement to ensure mortgage applications meet regulatory guidelines. Job Responsibilities: • Candidate should have total 2+ years of US mortgage underwriting experience • Should be well versed with FNMA, FHLMC, GNMA and investor guidelines • Should be able to evaluate complete loan documents and provide approval or denial decision • Should be thorough in Income calculation – Salaried income, business income, retired, other income and rental income • Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation • Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer • Complete review of Collateral including Appraisal review and Property Valuation • Complete review of the required closing conditions to approve loan and communicate requirements to clients • Should be able to validate and process the Loan documents on behalf of a Mortgage lender organization • Should be able to evaluate evidence of borrower’s willingness and ability to repay the obligation • Should have good analytical and problem-solving skills • Should have decision-making skill when applying in business judgement • Should ensure deliverables meet Productivity, Quality TAT per client SLAs • Good communication, Presentation skills, Self-motivated and hard working

Role & responsibilities Good experience in live underwriting and Income calculation. hands-on experience in End to End underwriting Evaluate the value of the property being financed to ensure it aligns with the loan amount requested. Identify and assess potential risks associated with the loan, considering factors like loan-to-value ratio, loan type, and applicant's financial situation. Ensure compliance with lender guidelines, industry regulations, and government regulations. Based on the analysis and risk assessment, make a decision to approve, deny, or conditionally approve the loan application. Generate detailed underwriting reports and documentation to support their decisions. Communicate effectively with loan officers, borrowers, and other stakeholders, addressing questions and providing updates. Stay up-to-date with changes in lending regulations, industry trends, and underwriting practices. Monitor the performance of approved loans and provide regular updates to management. For more details please reachout Menaga-9019730400

Role- Live Underwriter US Mortgage Process Mandatory (Only Night Shifts) Work Location : Chennai ( Work from Office ) Interested Immediate Connect- Ranjan- 7892648654 (Call/wtsapp) Interview- Assessment/ Ops Round / HR Round Drive Date- 30th May 2025/31st May 2025/1st June 2025 F2F Drive Location- Pune CONSULTANCY- ADECCO Apply Link- https://foeurope.my.salesforce-sites.com/jobboard/JobRegister?JobId=a1hSa000001eQZWIA2 Job Overview Live Underwriter: - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines. Assess borrower creditworthiness by thoroughly reviewing credit history, income, assets, and collateral (4Cs of Underwriting). Ensure loan documentation adheres to HUD, investor, and company guidelines to mitigate risk. Make independent underwriting decisions on loan approvals, suspensions, or denials based on risk assessment. Compliance & Risk Management Ensure compliance with federal, state, and company lending regulations to minimize potential risks. Maintain thorough documentation of underwriting decisions for audit purposes . Identify and report potential fraud or red flags to management and compliance teams. Process Optimization & Collaboration Work closely with loan processors, advisors, and management to resolve escalations and streamline the underwriting process. Provide guidance to internal teams on best underwriting practices and regulatory changes. Manage loans efficiently using Encompass and other underwriting tools. Quality Assurance & Customer Service Ensure timely completion of underwriting reviews while maintaining high-quality standards. Communicate underwriting decisions clearly and professionally with stakeholders. Continuously seek opportunities for process improvements to enhance efficiency. Qualifications & Requirements: bachelors degree or Equivalent Experience 5+ Years of End-to-End Mortgage Underwriting Experience (Conventional/Government) Deep understanding of HUD, investor, and regulatory guidelines Proficiency in Encompass & other mortgage underwriting systems Strong analytical, decision-making, and problem-solving skills Ability to work in a fast-paced, high-volume environment without compromising accuracy Excellent communication & stakeholder management skills Take Your Career to the Next Level! Interested Immediate Connect- 7892648654 (Call/wtsapp) for Schedule

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Pune CTC Range : 10 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face (Walk-in) Mode of Work : Work From Home -- Thanks & Regards, Sneha HR Senior Analyst- TA-Delivery Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number: 080-67432460/WhatsApp @8951047887| sneha.v@blackwhite.in | www.blackwhite.in

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Pune CTC Range : 10 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face (Walk-in) Mode of Work : Work From Home -- Thanks & Regards, Niveditha HR Senior Analyst- TA-Delivery Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number: 080-67432490/WhatsApp @9901039852| niveditha.b@blackwhite.in | www.blackwhite.in

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Pune CTC Range : 10 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face Mode of Work : Work From Home Thanks & Regards, Aneesha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432440|Whats app : 9035128021|aneesha.g@blackwhite.in

Role- Live Underwriter US Mortgage Process Mandatory (Only Night Shifts) Work Location :Pune(work from Home) Interview- Assessment/ Ops Round / HR Round Drive Date- 30th May 2025/31st May 2025/1st June 2025 Drive Location- Pune CONSULTANCY- ADECCO Job Overview Live Underwriter: - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines. Assess borrower creditworthiness by thoroughly reviewing credit history, income, assets, and collateral (4Cs of Underwriting). Ensure loan documentation adheres to HUD, investor, and company guidelines to mitigate risk. Make independent underwriting decisions on loan approvals, suspensions, or denials based on risk assessment. Compliance & Risk Management Ensure compliance with federal, state, and company lending regulations to minimize potential risks. Maintain thorough documentation of underwriting decisions for audit purposes . Identify and report potential fraud or red flags to management and compliance teams. Process Optimization & Collaboration Work closely with loan processors, advisors, and management to resolve escalations and streamline the underwriting process. Provide guidance to internal teams on best underwriting practices and regulatory changes. Manage loans efficiently using Encompass and other underwriting tools. Quality Assurance & Customer Service Ensure timely completion of underwriting reviews while maintaining high-quality standards. Communicate underwriting decisions clearly and professionally with stakeholders. Continuously seek opportunities for process improvements to enhance efficiency. Qualifications & Requirements: bachelors degree or Equivalent Experience 5+ Years of End-to-End Mortgage Underwriting Experience (Conventional/Government) Deep understanding of HUD, investor, and regulatory guidelines Proficiency in Encompass & other mortgage underwriting systems Strong analytical, decision-making, and problem-solving skills Ability to work in a fast-paced, high-volume environment without compromising accuracy Excellent communication & stakeholder management skills Take Your Career to the Next Level! Best Regards, Gentella Vijaya Durga M +91 9686640353 Email: Gentella.VijayaDurga@adecco.com

Hi, Greetings from Adecco ! We are hiring for Live Underwriter-US Mortgage Mode of work:- Work from Home Mode of Interview:- Walk in / F2F Interview at Pune Location Date of Interview:- 30th May & 31st May & 1st June at Pune Location Job Role & responsibilities:- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audits policies and practices. • Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. Key Skills & experience required:- Experience of min 3 years in Live Underwriting. Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral) Candidate must have experience in live underwriting & Real Time Analysis . Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types Should be comfortable for Night shifts Immediate Joiners will be preferred only Interested candidates can share their CV's at Lokeshi.vijay@adecco.com

Role- Live Underwriter US Mortgage Process Mandatory (Only Night Shifts) Work Location : Chennai ( Work from Office ) Interested Immediate Connect- Ranjan- 7892648654 (Call/wtsapp) Interview- Assessment/ Ops Round / HR Round Drive Date- 30th May 2025/31st May 2025/1st June 2025 Drive Location- Pune CONSULTANCY- ADECCO Apply Link- https://foeurope.my.salesforce-sites.com/jobboard/JobRegister?JobId=a1hSa000001eQZWIA2 Job Overview Live Underwriter: - A Live Underwriter in U.S. mortgages evaluates loan applications, assesses borrower risk, and ensures compliance with lending guidelines (FHA, VA, Conventional, etc.). They review income, credit, assets, and property details to approve, suspend, or deny loans while working with loan officers and processors. Key Responsibilities: Loan Evaluation & Decision-Making Review and analyze mortgage loan applications for eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines. Assess borrower creditworthiness by thoroughly reviewing credit history, income, assets, and collateral (4Cs of Underwriting). Ensure loan documentation adheres to HUD, investor, and company guidelines to mitigate risk. Make independent underwriting decisions on loan approvals, suspensions, or denials based on risk assessment. Compliance & Risk Management Ensure compliance with federal, state, and company lending regulations to minimize potential risks. Maintain thorough documentation of underwriting decisions for audit purposes . Identify and report potential fraud or red flags to management and compliance teams. Process Optimization & Collaboration Work closely with loan processors, advisors, and management to resolve escalations and streamline the underwriting process. Provide guidance to internal teams on best underwriting practices and regulatory changes. Manage loans efficiently using Encompass and other underwriting tools. Quality Assurance & Customer Service Ensure timely completion of underwriting reviews while maintaining high-quality standards. Communicate underwriting decisions clearly and professionally with stakeholders. Continuously seek opportunities for process improvements to enhance efficiency. Qualifications & Requirements: bachelors degree or Equivalent Experience 5+ Years of End-to-End Mortgage Underwriting Experience (Conventional/Government) Deep understanding of HUD, investor, and regulatory guidelines Proficiency in Encompass & other mortgage underwriting systems Strong analytical, decision-making, and problem-solving skills Ability to work in a fast-paced, high-volume environment without compromising accuracy Excellent communication & stakeholder management skills Take Your Career to the Next Level! Interested Immediate Connect- 7892648654 (Call/wtsapp) for Schedule

Role & responsibilities Good experience in live underwriting and Income calculation. Evaluate the value of the property being financed to ensure it aligns with the loan amount requested. Identify and assess potential risks associated with the loan, considering factors like loan-to-value ratio, loan type, and applicant's financial situation. Ensure compliance with lender guidelines, industry regulations, and government regulations. Based on the analysis and risk assessment, make a decision to approve, deny, or conditionally approve the loan application. Generate detailed underwriting reports and documentation to support their decisions. Communicate effectively with loan officers, borrowers, and other stakeholders, addressing questions and providing updates. Stay up-to-date with changes in lending regulations, industry trends, and underwriting practices. Monitor the performance of approved loans and provide regular updates to management. For more details please reachout Menaga-9019730400

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 1 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Chennai CTC Range : 4 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face Mode of Work : Work From Home/ Work From Office Thanks & Regards, Sahana HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432403 |Whats app: 6366816365 | sahana.d@blackwhite.in

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Chennai CTC Range : 10 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face Mode of Work : Work From Home/ Work From Office Thanks & Regards, Aneesha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432440|Whats app: 9035128021|aneesha.g@blackwhite.in

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Role & responsibilities Good Experience in Live underwriting and Income calculation is mandatory. Good Knowledge in US Mortgage Underwriting is mandatory. Initial 3 to 4 months (WFO) and post 3 to 4 months (WFH). Should be Ready to Relocate to Pune or Chennai at least for 3 to 4 months. Good Knowledge in End to End Underwriting. Good Knowledge in reviewing of Credit report and Public report. Evaluate the value of the property being financed to ensure it aligns with the loan amount requested. Identify and assess potential risks associated with the loan, considering factors like loan-to-value ratio, loan type, and applicant's financial situation. Ensure compliance with lender guidelines, industry regulations, and government regulations. Based on the analysis and risk assessment, make a decision to approve, deny, or conditionally approve the loan application. Generate detailed underwriting reports and documentation to support their decisions. Communicate effectively with loan officers, borrowers, and other stakeholders, addressing questions and providing updates. Stay up-to-date with changes in lending regulations, industry trends, and underwriting practices. Monitor the performance of approved loans and provide regular updates to management. Reference is also welcomed. If you are interested, please apply for the job and contact 8431234240.

Role-Sr Analyst - Live Underwriter. US Mortgage Process Mandatory (Only Night Shifts) Interview- Assessment/ Ops Round / HR Round Mode of Interview- Face to Face (1st April 2025/2nd April 2025/3rd April 2025/4th April 2025) Location- Bengaluru Work Mode - WFO 3+ years of experience in underwriting FNMA, FHLMC, FHA (Conventional/Non Conventional Loans) Need to have minimum 4 Years Management experience in papers Should have through understanding on 4C,S in UW Prior experience managing mid to large size team (more than 20 FTE) Knowledge of agency underwriting product guidelines Familiarity with Desktop Underwriter (DU) & Loan Product Advisor (LPA) Strong communication, organization, and time management skills Ability to troubleshoot and solve problems independently Interested Connect- for Schedule M +91 9686640353 Email: Gentella.VijayaDurga@adecco.com

Role & responsibilities Role: UW/Sr UW Shift: Should be flexible to work in night shifts Preferred candidate profile Total 4 to 10 yrs of experience Minimum 3 Years in Live UW. Perks and benefits Joining Bonus for Immediate Joiners Drive Dates Between 1st Apr 2025 to 2nd Apr 2025 Interview timings : 11:00 AM to 2:00 PM Candidates willing to appear for F2F interview on above dates can apply for the post

Role & responsibilities Good experience in live underwriting and Income calculation. Evaluate the value of the property being financed to ensure it aligns with the loan amount requested. Identify and assess potential risks associated with the loan, considering factors like loan-to-value ratio, loan type, and applicant's financial situation. Ensure compliance with lender guidelines, industry regulations, and government regulations. Based on the analysis and risk assessment, make a decision to approve, deny, or conditionally approve the loan application. Generate detailed underwriting reports and documentation to support their decisions. Communicate effectively with loan officers, borrowers, and other stakeholders, addressing questions and providing updates. Stay up-to-date with changes in lending regulations, industry trends, and underwriting practices. Monitor the performance of approved loans and provide regular updates to management.

Hi All, We are looking for Under Writer, Skills: Live under writing, US mortgage, 4 c's Work Mode: remote Exp: 2+yrs in Live underWriting

Looking a US-Mortgage Specialist with good hands on experience in Live Underwriting,4C & Core Underwriting. Work Location: Bangalore/Chennai Can give permanent remote opportunity for other locations.

About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 5 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Good Have Skills : NA Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Bangalore CTC Range : 5 - 15 LPA (Lakhs Per Annum) Notice period : Immediate to 45 days Shift Timing : Night Shift Mode of Interview : Face to Face Mode of Work : Work From Office Thanks & Regards, Danuja Senior HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432437| WhatsApp 9448845077 danuja@blackwhite.in | www.blackwhite.in *************Please refer your Friends***************

Hi, Greetings from Adecco ! We are hiring for Live Underwriter-US Mortgage for Bangalore Location Mode of work:- Remote Job Role & responsibilities:- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audits policies and practices. • Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. Key Skills & experience required:- Experience of min 3 years in Live Underwriting. Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral) Candidate must have experience in live underwriting & Real Time Analysis . Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types Should be comfortable for Night shifts Immediate Joiners will be preferred only Interested candidates can share their CV's at Lokeshi.vijay@adecco.com