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0 years
0 Lacs
Bijāpur
On-site
JD - Location Credit Manager 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit and recommend higher-value proposals as required. Coordinate with legal, technical, and operations teams to ensure smooth loan processing and disbursement. Managing vault and safe keeping of property documents and Identify potential risks in loan proposals and recommend mitigation strategies. 3. Risk & Portfolio Management: Monitor the portfolio for early warning signals, delinquencies, and fraud detection. Work closely with the collections team to ensure timely follow-ups on overdue accounts. Conduct regular credit reviews and portfolio analysis to maintain a healthy loan book. 4. Compliance & Audit: Ensure adherence to internal credit policies, RBI/NHB guidelines, and regulatory requirements. Maintain proper documentation and ensure audit readiness at all times. Work with internal and external auditors to ensure smooth audit processes. 5. Stakeholder & Team Management: Provide training and guidance to sales and credit teams on loan policies and credit evaluation. Collaborate with business teams to ensure a balance between growth and risk management. Engage with legal and technical vendors for smooth processing of loan approvals. Key Skills & Competencies: Strong understanding of LAP & Affordable Housing Loans underwriting. Knowledge of legal & technical aspects related to property financing. Experience in credit risk assessment, financial analysis, and portfolio monitoring. Familiarity with CIBIL, CRIF, and other credit assessment tools. Attention to detail, decision-making ability, and problem-solving skills. Excellent communication and stakeholder management skills.
Posted 1 week ago
7.0 years
0 - 0 Lacs
Bijāpur
Remote
esponsibilities Drive execution of the projects, keeping them on schedule and on budget, while maintaining relationships with clients, stakeholders, and vendors. Maintain top quality customer service with clients and all stakeholders. Manage project budgets, schedules and other information utilizing Office 365 systems, Wrike, etc. Evaluate installer’s progress reports with an eye toward managing project risks. Present project progress, key findings, and recommendations. Manage weekly calls with contractors to discuss project progress. Engage and coordinate internal resources, engineers, consultants, and solar installers in preparation and execution of project plans through completion. Review and take ownership of project budgets including cost of permits and fees, third-party consultants, and construction costs for off-site, site work. Review and take ownership of project schedules for construction and delivery. Coordinate and manage solar installers, conduct project meetings, and provide weekly progress reports to client. Assist in the preparation and negotiate construction bid amounts and contract terms. Work closely with Business Development team members providing recommendations on how to enhance and improve building and/or site configuration. Provide site evaluation and due diligence including hiring consultants and evaluating/overseeing when required. Other duties as assigned. Skills and Qualifications 7 to 10 years of experience or equivalent. Track record of achievement and career progression. Ability to travel 25% with short overnight trips. Strong leadership, diplomatic and motivational skills including the ability to lead up, across and down the organization. Experience leading, motivating and managing various project and program team sizes, including internal and external resources, while holding team accountable for performance. Successfully led and managed complex portfolios valued at $30 million. Demonstrated success in the Project Management function of a construction firm. Proven success managing subcontractors and developing and executing innovative project changes. Success developing cost to completes, costing and pricing Change Orders, and maximizing profits. Demonstrated ability to read, understand and interpret contract and insurance documents and forms, and make appropriate recommendations. Background in project start-up meetings, subcontractor and vendor buyouts, owner estimates, sub / vendor requisitions and cost to completes. Experience in successfully leading projects and programs to on-time, on-schedule and within budget close. Experience influencing and gaining buy-in from senior leadership, team members, and peers. Entrepreneurial with a well-rounded business perspective. Excellent teamwork, communication, and people skills a must. Has a solid time management system and demonstrates excellent organizational skills. Working Knowledge of MS Word, Excel, Project, SharePoint, Wrike software with experience presenting to Senior Leadership. Demonstrated decisiveness in resolving project issues, making decisions, and identifying priorities. Job Type: Full-time Pay: ₹40,000.00 - ₹80,209.98 per month Schedule: Day shift Work Location: Remote Speak with the employer +91 9790783470
Posted 1 week ago
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