Walk-in Drive for Credit manager - Australian Mortgage HCLTech

5.0 - 7.0 years

0 Lacs

bengaluru, karnataka, india

On-site

Job Summary: We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies. ???? Walk-in Drive Details: ???? Location: HCL TECH, Bengaluru (Karle) ( Address: SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024) ???? Date: Thursday, 21 August & Friday, 22 August ? Time: 11:00 AM 3:00 PM Contact HR SPOC Vignesh Key Responsibilities: End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines. Perform income verification, credit checks, property valuation reviews, and responsible lending assessments. Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps. Provide timely and high-quality credit decisions while meeting SLA and compliance standards. Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements. Mentor and guide junior underwriters, and support process improvements. Prepare daily/weekly reports on pipeline, SLAs, and quality metrics. Requirements: Graduate/Postgraduate in Finance, Commerce, or a related field. Minimum 5 years of mortgage underwriting experience, with at least 23 years in the Australian home loan domain. Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems. Exposure to multiple lenders (Bankwest, CBA, ANZ, etc.) is a plus. Excellent analytical, communication, and documentation skills. Ability to work in fast-paced environments and meet deadlines. Preferred Skills: Certification in mortgage lending or credit assessment. Experience with income types including PAYG, self-employed, rental, foreign income. Sound knowledge of credit bureaus like Equifax (AU). Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem. Show more Show less

Posted 1 week ago

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Lead Assistant Manager orbitnext-tech.com

1.0 - 5.0 years

0 Lacs

hyderabad, telangana

On-site

Support the loan officers by managing administrative tasks, collecting documentation, communicating with clients, and ensuring compliance with regulations to streamline loan processing and management. In the administrative support role, you will be responsible for preparing loan documents, gathering necessary information, and maintaining accurate records. You will also answer phone calls, respond to customer inquiries, and schedule appointments. Additionally, your tasks will include filing, photocopying, scanning, and organizing documents to support smooth operations. In the loan processing aspect of the job, you will assist in verifying information on loan applications, including conducting credit checks and income verification. You will be involved in preparing loan presentations, gathering required documentation, and contacting potential borrowers for any missing information and documents. Furthermore, you will work on line-of-credit advances for existing customers to facilitate their financial needs. The ideal candidate for this position should have 1 to 2 years of relevant experience and hold a degree in B.Com, M.Com, or BBA. Prior experience in the banking sector is mandatory for this role. This is a full-time, permanent position located in Secunderabad. The benefits include Provident Fund, and the work schedule entails a day shift from Monday to Friday with a morning shift timing. Please note that the work location for this role is in-person.,

Posted 1 month ago

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